Investing

December 2017 Dividend Report

Ladies and gentleman, we did it! We finished 2017 strong with saving and investing in quality companies. This also marks the end of my first year as an dividend growth investor, and what a year its has been. From my first buys, to receiving my first dividend and making some extra-large buys here and there. Also noteworthy is my first investment in crypto coins right here. I have yet to make an update post for that speculation, but that will be another time (its positive though!).

So for a lot of the DGI community the December haul is the largest of the year. Not so for me, my largest haul was last november. Its no small month either, so here are my results:

Date Ticker Shares Amount (€)
1/12/2017 NYSE:INTEL 8 1.56
1/12/2017 NYSE:PFE 9 2.01
7/12/2017 NYSE:IBM 2 2.16
15/12/2017 NYSE:O 5 0.76
15/12/2017 NASDAQ:QCOM 6 2.46
18/12/2017 NYSE:VFC 6 1.98
€ 10.93

So the total amount for this month is €10,93 which is less than previous month total of €15,92. This amount already has been adjusted fo the foreign withholding tax of 15% (not 30% since our country has a tax treaty).

My year to date graph is now looking like this:

dividend_received_december_YTD.png

So my total for the year is……..

dividend_total_december_2017.png

So that concludes 2017 for me. I didn’t make the goal I set for myself in receiving 130 euros in dividend income. I made it to 68,3%, so I can conclude that I set my goal a bit too ambitious in the previous year. I will need to make a more realistic goal (or goals!) for myself in 2018. My next post will be about these goals!

So my fellow investors, how was your month?

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Dividend Increases · Investing

Dividend increases December 2017 (T, PFE, O)

(Updated 28/12/2017 to include the HRL increase, totally forgot about that one! :))

So one of the last posts this year (only one more coming!) and its the second of its kind: Dividend increases! So that means that I’m getting more money from my existing positions by doing absolutely nothing. It’s like Christmas but whole year round!

pfizer

Pfizer (PFE) declares $0.34/share quarterly dividend, 6.3% increase from prior dividend of $0.32. Forward yield 3.66% Payable March 1; for shareholders of record Feb. 2; ex-div Feb. 1. Aditionally, the board also authorized a new $10B share repurchase program to be utilized over time. This new program is in addition to the $6.4B remaining under the company’s current authorization.

Since I hold 9 shares this means: ($0,02 x 4 x 9) – 15% = $0,612 additional income.

att_logo

AT&T (T) declares $0.50/share quarterly dividend, 2% increase from prior dividend of $0.49. Forward yield 5.24% Payable Feb. 1; for shareholders of record Jan. 10; ex-div Jan. 9.

Since I hold 21 shares this means: ($0,01 x 4 x 21) – 15% = $0,714 additional income.

realty_income

Realty Income Corporation (O) declares $0.2125/share monthly dividend, 0.2% increase from prior dividend of $0.212. Forward yield 4.57% Payable Jan 12; for shareholders of record Jan 2; ex-div Jan 29.

Since I hold 5 shares this means: ($0,0005 x 12 x 5) – 15% = $0,0255 additional income.

hormel_logo

Hormel Foods (HRL), the annual dividend on the common stock of the corporation was raised to $0.75 per share from $0.68 per share (10,29%). The Board of Directors authorized the first quarterly dividend of eighteen and three fourths cents (18.75¢) a share to be paid on Feb. 15, 2018, to stockholders of record at the close of business on Jan. 15, 2018.

Since I hold 10 shares this means: ($0,07 x 10) – 15% = $0,595 additional income.

 

To sum up, these three dividend increases add a total of $1,95 to my forward income, bringing me towards a new total of ($208,74 + $1,35): $210,67! That is just awesome!

Investing

This is my (extra-large) buy for December 2017

So December has finally arrived. The year is almost at an end so this will be my final buy for this year and what a year it has been! I’ll do a year review post so I won’t get nostalgic in this post yet so lets move on to my buy for this month. Thanks to some side hustling I was able to generate €250 of additional cash so I had a total of  €500 to spend.

adm_logo

Archer-Daniels-Midland was my first buy. I managed to purchases 10 shares @ $40,09:

  Archer Daniels Midland
P/E 18,82
Yield 3,19% (5-yr avg is 2,40%)
Payout Ratio 59,15%
Trackrecord Aristocrat: 41 years (!) of dividend increases
Valuation $1,50 above 52-week low | $7,35 below 52-wk high

Since I missed the ex-dividend date on this one, it will not provide me with additional income this year but my I will receive my first payout in 2018. These 10 shares create an additional (10 x 4 x 0,32) – 15% = $10,88 amount of passive income bringing my total of the $200 mark to: $205,88. Thats some really amazing news!

As I said this month I was able to raise some extra cash so I could make an additional purchase, just like last month. So my next buy might be something of a surprise:

disney_logo

Yes I’ve bought Walt Disney! To be honest ever since I started on this journey and I found out I could be co-owner of some amazing companies I really wanted to own a part of Disney. I’ve been fortunate to have been raised in a great family and was surrounded by Disney toys, movies, etc and now that I have a family of my own I am doing the same. My house is loaded with Disney stuff and we’ve visited the park in Paris multiple times over the years. This year being the first with Lil’ Bot and what an amazing adventure it was. So is it safe to say that this is also (part) an emotional buy, the answer is yes. But I also believe their fundamentals are solid as well. I’ve bought 2 shares @ $105,64:

  The Walt Disney Company
P/E 18,60
Yield 1,59% (5-yr avg is 1,29%)
Payout Ratio 27,42%
Trackrecord Not much, growing since 2015
Valuation $9,45 above 52-week low | $10,46 below 52-wk high

Ever since Disney announced that they are going to remove all their content from Netflix in the coming two years and start their own streaming channel I wasn’t really happy. Since Netflix is sort of the only thing we watch on tv (still havent cut the cord yet) a lot of content will go missing, especially a lot of stuff Lil’Bot is looking at. I was also wondering where they would get their additional content to start a streaming channel, but then the whole Fox thing happened and things are starting to make sense again. Although I’m probably going to be forced to buy another subscription in a few years, it makes my investment in the House of the Mouse a lot safer and brighter.

This additional investment was made before the ex-dividend date they payment will be on 11th of January so it won’t help me with my goal for this year. These shares will provide me with (2 x 2 x 0,84) – 15% = $2,86 of additional passive income, bring the total forward income to $208,74!

So thats all folks! My last buy of the year and it was a great one. What did you buy? What do you think of my buys? I’m excited to find out!

Dividend Received · Investing

November 2017 Dividend Report

Another month has come and gone and now we are the last month of 2017. I’ve said it before and I’ll say it again: “MAN I LOVE BEING A TURTLE!” Whoops sorry wrong quote!. Bonus points for the one that can give me the movie where its from (you can almost guess it!).

So how did I do this month, well I’m pleased to report that this is my best month ever! The largest dividend haul of my (very) short DGI journey but still I get a real kick out of it.

A total of five companies paid me in November:

Date Ticker Shares Amount (€)
1/11/2017 NYSE:T 12 4.28
1/11/2017 NYSE:GIS 10 3.56
15/11/2017 NYSE:HRL 10 1.22
15/11/2017 NYSE:OHI 13 6.1
15/11/2017 NYSE:O 5 0.76
€15.92

So the total amount for this month is €15,92 which is less than previous month total of €6,41. This amount already has been adjusted fo the foreign withholding tax of 15% (not 30% since our country has a tax treaty).

My year to date graph is now looking like this:

deviden_report_november_2017.png

With these dividends received I am also inching towards my 2017 goal:

dividend_received_november_YTD

So thats my report for November! How was your month?

Investing

This is my (extra-large) buy for November 2017

So it is again time to buy some stocks! I am really getting used to it and I must say I already am contemplating putting more money in the market every month. Although 250 euro is a nice sum already its getting mighty addictive seeing those dividends roll in and that increasing forward annual income.

That being said I doubled my normal monthly capital because I believed there were soms nice price drops for me to add to and open up a new position.

First I added to my existing position (like so many of you in de DGI community) in…. AT&T!

att_logo

  AT&T
P/E 15,67
Yield 6,02% (5-yr avg is 5,13%)
Payout Ratio 93,78% (but with more than enough FCF)
Trackrecord Aristocrat: 32 years (!) of dividend increases
Valuation

$0,05 above 52-week low | $10,43 below 52-wk high

I’ve picked up 9 shares @ $32,60. Unfortunately this will provide me with no additional income this year since I missed the ex-dividend date in October. But these 9 shares will provide me with 9 x 4 x 0,49 = $17,64 – 15% = $15,- in additional income bringing the total to $172,19 + $15  = $187,18.

But wait….there’s more! 🙂

I also saw a nice dip (in retrospect I should have waited longer since its dipped even lower) on Cardinal Health. Since I’m already big into tech stocks I wanted a little more diversification. So I managed an additional buy of 5 shares @ $60,50.

cah_logo

  Cardinal Health
P/E 17,64
Yield 3,04% (5-yr avg is 2%)
Payout Ratio 53,14%
Trackrecord Aristocrat: 32 years (!) of dividend increases
Valuation

$4,81 above 52-week low | $24,38 below 52-wk high

Since I also missed the ex-dividend date on this one, it will not provide me with additional income this year but my I will receive my first payout in January 2018. These 5 shares create an additional (5 x 4 x 0,46) – 15% = $7,82 amount of passive income.

This will bring my new forward income total to….<drumroll>…… $195,-

Amazing to realize I am almost going to cross the $200 mark in forward income. I should easily be able to cross this nice milestone with my purchase in December. So if you made it this far I’m very curious to find out what you think of my purchases and ofcourse if you made some of your own! Let me know in the comments!

Dividend Received · Investing

October 2017 Dividend Report

October has come and gone, only November and December left for me in this first year of my DGI journey. And what an amazing journey it is so far. Next to the joy of building your financial future and seeing free money rolling in I have to say the other big thing about this whole thing is the DGI community. What an awesome group of people there is sharing their knowledge and experiences for the benefit of all. I thank you all!

Without further ado I present my results for this month!

A total of three companies paid me in October:

Date Ticker Shares Amount (€)
13/10/2017 NYSE:O 5 0.76
16/10/2017 NYSE:HASI 15 3.57
25/10/2017 NYSE:CSCO 10 2.08
€6.41

So the total amount for this month is €6,41 which is less than previous month total of €8,56. This amount already has been adjusted fo the foreign withholding tax of 15% (not 30% since our country has a tax treaty).

My year to date graph is now looking like this:

dividend_received_october_YTD.png

With these dividends received I am also inching towards my 2017 goal:

dividend_total_october_2017.png

Slowly but steadily I am reaching the half way mark. With one month left to go in 2017 it is safe to say that I definitely will not reach my total dividend goal. I was somewhat optimistic in what I could achieve with the allocated money for this DGI adventure in just 11 months. Nevertheless I am pleased with the progress I’m making and I’m really looking forward to making YOY comparisons in 2018.

I still have one buy in November which could affect my dividend income for this December providing I time it right, so stay tuned!

So dear reader, how was your monthly haul?

Dividend Increases · Investing

Dividend increases: OHI + VFC

This is my first post regarding dividend increases of stocks I own. Its almost magical to realise that I did not have to do ANYTHING to receive extra money. Man I love this DGI stuff.

So for me (somewhat older increase which I had not processed) OHI:

ohi_logo

Omega Healthcare Investors (OHI) declares $0.65/share quarterly dividend, 1.6% increase from prior dividend of $0.64. Forward yield 8.27% Payable Nov. 15; for shareholders of record Oct. 31; ex-div Oct. 30.

I hold 13 shares of OHI. So that gives me $0.01 x 4 x 13 = $0.52 extra per year.

And last week VFC also announced their increase:

vfc_logo

V.F. Corporation (VFC) declares $0.46/share quarterly dividend, 9.5% increase from prior dividend of $0.42. Forward yield 2.77% Payable Dec. 18; for shareholders of record Dec. 8; ex-div Dec. 7.

I hold 6 shares of VFC. So that gives me $0.04 x 4 x 6 = $0.96 extra per year.

These two increases add $1.48 – 15% (foreign witholding tax) = $1,26 to my total forward income. My new forward income is: $170,93 + $1,26 = $172,19!

I found this source for dividend increases: http://dennismccain.weebly.com/dividend-increases which seems to be pretty accurate. I hope this is also useful for someone else.