Investing

March 2022 Dividend Report

Even if life is hitting you with a sledgehammer, you can still count on your dividends rolling in. My second highest haul ever.

Let’s dive in:

TickerAmount (€)
INTC5.41
AFL10.98
ADM20.78
PFE15.62
UPS9.45
IBM12.74
3M13.84
WBA18.51
PRU17.67
ORI14.48
O4.35
ED7.89
VFC2.30
UNH4.45
QCOM9.97
JNJ2.43
CWEN1.33
Unilever54.63
PNW11.35
Visa1.10
Viatris0.55
SWK2.43
TROW6.43
Total€248.69
New record, just missing the 250 mark.

No less then 23 companies deposited their dividends into my brokerage account, ready to be reinvested (manually) in the same or other dividend stocks. Newcomers are TROW, SWK & Visa.

And here are the visuals:

And working towards my 2022 goal of €2250 in dividends received:

Annual totals:

So far 2022 already surpasses 2017 + 2018 combined!

March 2021€161,36
March 2022: €248,69

A mega increase of 54,12% compared to last year mostly caused by dividend increases, additional shares bought and three new positions.

The progress is definitely real going through my sixth year as a dividend growth investor starting back in March of 2017 (with a monthly total of €1,98).

As always my results are converted from their base currency to euro and are post-tax.

I would love to hear your thoughts on my results and ofcourse on your own results. Please let me know in the comments!

Investing

Buys from March 2022 + PADI update

Since I was really late with my dividend report of february I decided to increase the pace and also write up my buys from February and March 2022. Despite the markets reactions to various real world events I made my usual monthly buys and expanded existing postions and opened up a new one!

February 2022:
04 x Stanley Black & Decker @ $160,15.
01 x T Rowe Price Group @ $142,19.

March 2022:
07 x T Rowe Price Group @ $147,83.
03 x Clearway Energy @ $35,96.

As you can see I expanded my positions in TROW with 8 and CWEN with 3 shares. After an interesting article (dutch) by DeKleineKapitalist I did my own research and couldn’t agree more with his analysis. So I initiated my own position in Stanley Black & Decker to boost my position in Industrials.

Dividend increases (that I’m aware of):
Ahold Delhaize = 5,6%
ASR NV = 18,6%
Wolters Kluwer = 15%
3M = 0,7%

With these buys (and the current USD/EU exchange rate) and dividend increases my PADI is now:

A nice increase of 5,95% compared to last month with some dividend increases that packed quite a punch! This concludes my new PADI update, did you find this interesting? Got questions?

What movie is this?

Let me know in the comments!

Investing

February 2022 Dividend Report

This is going to be a quick one, it has been quite hectic at work and at home leaving little room for blogposts. So this one is short & sweet.

My results from February:

TickerAmount (€)
T27.37
GIS3.83
CVS11.58
TXN8.53
ABBV31.53
OHI14.98
PG5.19
HRL1.93
O4.22
VZ10.1
Total119.26

No less then 10 companies deposited their dividends into my brokerage account, ready to be reinvested (manually) in the same or other dividend stocks.

And here are the visuals:

Green growth!

And working towards my 2022 goal of €2250 in dividends received:

We’re at 10% in month #2

Annual totals:

I’ll probably reach 2018 total next month!

February 2021€148,33
February 2022: €119,26

A solid increase of 23,96% compared to last year mostly caused by dividend increases and a slightly larger OHI position. Awesome how DGI works in real life!

The progress is definitely real going through my sixth year as a dividend growth investor starting back in March of 2017 (with a monthly total of €1,98).

As always my results are converted from their base currency to euro and are post-tax.

I would love to hear your thoughts on my results and ofcourse on your own results. Please let me know in the comments!

Investing

6 years ago my DGI journey started!

I was browsing through my own reports and looking back at my first buys when I realised that I actually made my first stock purchase six years ago to the date (yesterday!). Incredible that it’s already been six years, time really flies whether you’re having fun or not. 🙂

Thankfully my live in the past six years have been more about making & having fun than not, so I count myself among the fortunate ones. In the past years I have been able to see my eldest daughter grow up and start Primary school, seen my youngest being born and already on the verge of going to Primary school. We’ve seen our family shrink with the loss of our cat and being complete again with a new kitten a few months ago.

Financially it has been a great ride so far with a few dips in between, but all in all very succesfull years despite not really being that much of an expert in the DGI world but continously learning from books, articles and my fellow DGI bloggers.

Big shout out to (in random order and by no means complete list): Engineering Dividends, Simple Dividend Growth, Mr. Groeigeld, De kleine Kapitalist, Dividend Belegger, Dividend Portfolio, The Broke Investor, Dividend Diplomats, Geldnerd, Engineer my Freedom, EuropeanDGI and more.

On 20/2/2016 I bought my first shares 15 shares of Ahold-Delhaize, the store where we buy most of our groceries. A position I still have to this day, although I have expanded this postion tenfold. I’m now the proud owner of 150 shares of Ahold-Delhaize and still very happy with my purchases.

So this also also means that I’m over the halfway mark of my blogs title “Financially free in 10 years”. I’m guessing that it will take me at least another 10 years to be close to my endgoal of being able to make decisions based on something else then needing a fulltime paying job to pay our bills.

No worries, that means that you get to enjoy me for a lot more years! Hopefully you’ll stay with me with your interesting, funny and always educational comments. With that I would like to close this post with another big thank you to you, my dear readers. Here’s to the next 6 years!

Investing

Buys from January 2022 + PADI update

As I’m typing this the largest storm of the year (called Eunice) is passing over the Netherlands. They expect millions in damages and a lot of schools / offices are closed. Public transportation has stopped and trains are also no longer available.

They expect this to the last for several hours, so it’s a waiting game now. Thankfully me and my family are indoors and are not expecting (and also hoping) that everyone and everything remains safe. This is the second storm in the same week and they are expecting another one in a few days. In my 39 years on this planet I don’t remember experiencing winds this heavy here.

So lets talk about January, on the 26th I made the following 4 stock purchases:

  • 2 x shares of Visa (V) @ $207,70.
  • 2 x shares of T Rowe Price (TROW) @ $159,85.
  • 3 x shares of Omega Healthcare (OHI) @ $30,73.
  • 2 x shares of Verizon (VZ) @ $51,82.

As you can see I’m still expanding my positions in both V and TROW, with the remaining funds I also added to the older positions of OHI and VZ.

Alas, the dividend cut of T was finally reveiled and with 70 shares of T, the impact was significant. So much even, that my buys from January only (exactly) recovered the lost dividend.

Status Quo

I added no forward income this month, that’s not something I wish to repeat. Anyway, this is also part of the DGI journey and a learning experience for me as well.

So there you have it, a new post with new information on my progress. Is there something else you would like me to share or expand on? Let me know in the comments!

Investing

January 2022 Dividend Report

A new year and a new report for the first month of 2022. It’s been an interesting few weeks with earnings and the long awaited announcement of the AT&T dividend cut. I must say I’ve debated a few times whether or not I would sell my shares on the initial annoucement and later updates on what the spin / merger with Discovery would look like. I even commented on a few of your blogs that I really needed to make an actual decision (with subsequent investigation) on what I would do with my shares. The fact that I lost a few 100 euros on my position already didn’t help. Was it a case of loss aversion or did I simply not wanted to buy high and sell low?

In any case I didn’t make a real decision so I just rolled with it and then came the announcement, a cut of of 47% of the dividend. Ouch, that hurt pretty bad. In my previous update I reported my PADI for the first time (in a meaningful way) and with this cut I’m only barely above the 2000,- euro in forward income. This brings my experiences with cuts to a total of three: Disney, Simon Property Group and now AT&T. Not something I want to get used to! It’s a shame that my UPS position wasn’t that big because their dividend increase of 49% could have negated the entire T cut. Oh well, seves me well for not making a conscious decision this time.

In any case, I’m really thankfull that the rest of my dividends are still intact and here are my results of last month:

TickerAmount (€)
PEP4.02
IRM27.68
KMB4.28
HASI3.88
LEG15.6
CAH9.48
O4.21
CSCO13.79
ADP7.02
MDT2.47
SPG4.95
WU8.82
Total106.2

No less then 12 companies deposited their dividends into my brokerage account, ready to be reinvested (manually) in the same or other dividend stocks.

Here are the visuals:

Neon green for 2022!

And working towards my 2022 goal of €2250 in dividends received:

And we’re off!

Annual totals:

Pretty colors!

So we have started 2022! Fun thing to see when you keep track of your data is that my first month of dividends for 2022 eclipses my entire first year as a dividend growth investor. How amazing is that!

January 2021€148,33
January 2022: €106,20

A big decrease of -28,40% compared to last year mostly caused by the loss of PPL payout and a special dividend I received from ORI last year. No worries, I’m still going strong!

The progress is definitely real going through my fifth year as a dividend growth investor starting back in March of 2017 (with a monthly total of €1,98).

As always my results are converted from their base currency to euro and are post-tax.

I would love to hear your thoughts on the results of this month and ofcourse on your own results. Please let me know in the comments!

Investing

Buys from December 2021 + PADI update

One of my goals for this year (separate post coming on that) is to increase my amount of posts on the blog to keep myself more accountable for progress AND provide more content for you my dear readers. So I thought I’d kick off my once again giving an overview of the buy(s) I made last month and give you an update on how my PADI (Projected Annual Dividen Increase) is shaping up during the year.

So what exactly did I buy last month? Well let’s start of what I sold! Sold you say, but Mr. Roboto you only buy and hold correct? While that is techincally true, sometimes you need to re-evaluate and clean up your portfolio. As I did earlier with selling my PPL shares and replacing them with PNW. A move which still remains to be seen if it will indeed increases my dividend safety.

On 21/12 I sold to recently acquired spin-off stocks in the form of Kyndryl Holdings (IBM spin-off) and Orion Holding (spin-off from Realty income). I had no interest in expanding theseholdings and thought to put the money to use somewhere else. The money from these transactions combined with my monthly deposit funded the following buys on 22/12:

4 x T. Row Price Group ($190,40): Well known throughout the DGI community I decided to also jump on the bandwagon and become a fellow shareholder.

T. Rowe Price Group, Inc. is an American publicly owned global investment management firm that offers funds, advisory services, account management, and retirement plans and services for individuals, institutions, and financial intermediaries. The firm has assets under management of more than $1.6 trillion and annual revenues of $6.2 billion as of 2020, placing it 447 on the Fortune 500 list of the largest U.S. companies. Headquartered at 100 East Pratt Street in Baltimore, Maryland, it has 5,000 employees in Baltimore and 16 international offices serve clients in 47 countries around the world.

1 x Visa ($217,50): Also a commonly know stock and found in many DGI portfolios. Visa Inc. (Visa) is a payments technology company that provides digital payments across more than 200 countries and territories. The Company connects consumers, merchants, financial institutions, businesses, strategic partners and government entities to electronic payments.

These two buys brought my PADI up to:

All numbers are after taxes

As I mentioned somewhere earlier in the comments of a previous post, I crossed the 2000,- (euro) mark in forward income! All post-tax, so this is the net amount that I receive from here on going forward (barring any cuts or decreases ofcourse).

So there you have it, a new post with new information on my progress. Is there something else you would like me to share or expand on? Let me know in the comments!

Investing

December 2021 Dividend Report

The holidays have come and gone, presents have been exchanged and the new year has begun. I hope you’ve had lovely holidays with your friends, family and loved ones. As for myself, it’s been an hectic end of the year but still I managed to take some time off work, reflect and spend a few days with my family. Thankfully we still did a quite normal / traditional Christmas day(s) and New Year celebrations so that was time well spent.

The awesome part about this DGI path is that even though you’re out celebrating and eating way more then you should, your dividends keep rolling in you’re brokerage account.

TickerAmount (€)
INTC5.22
AFL9.17
ADM19.38
PFE14.69
UPS6.13
IBM12.33
3M13.36
WBA17.96
PRU16.37
ORI13.51
O4.24
ED7.55
VFC2.25
UNH4.36
QCOM9.74
JNJ2.39
CWEN1.26
PNW11.49
Unilever54.15
Viatris0.49
Total226.04

No less then 20 companies deposited their dividends into my brokerage account, ready to be reinvested (manually) in the same or other dividend stocks. New payer this month is Pinnacle West Corporation (PNW) which replaced my sold PPL position.

Here are the visuals:

Largest payout of the year if you’re not counting special dividends!

And working towards my 2021 goal of €1750 in dividends received:

Negative? Didn’t you made it?

Do not let the negative amount fool you! It indicates that I’ve succesfully reached my goal and even stretched it by 8%. I made it my goal to receive €1750,- in dividends and received a grand total of €1918,46!

And (inspired by Engineering Dividends) a new graph with my annual dividend totals:

The progress is clearly visible.

We’re done with 2021! I’ve reached my intended goal and then some. Awesome!

December 2020€136,53
December 2021: €226,04

A very, very big increase of 65,56% compared to last year mostly caused by building out existing positions and by a change in paydate from Unilever (again). My average growth rate for 2021 came in at about 38% per month.

The progress is definitely real going through my fifth year as a dividend growth investor starting back in March of 2017 (with a monthly total of €1,98).

As always my results are converted from their base currency to euro and are post-tax.

I would love to hear your thoughts on the results of this month and ofcourse on your own results. Please let me know in the comments!

Dividend Received · Investing

October 2021 Dividend Report

It’s that time of the month again! I think (one of) the most favorite moments of any DGI-blogger is taking out the digital ledger to see what the results of the past month were. Even after five years it still has something magical to see dividend dripping into your brokerage account. Knowing that these amounts will eventually lead to more freedom down the road is a gratifying feeling. Also a very necessary feeling because the DGI road is long, sometimes lonely and let’s face it usually boring as well. 🙂

Here are my results from October 2021:

TickerAmount (€)
PEP3.93
PPL6.98
IRM27.27
KMB4.16
HASI3.85
LEG15.35
CAH9.33
O3.97
ADP6.11
MDT2.43
SPG4.39
FDX3.83
CSCO13.17
WU8.60
ORI *90.4
Total203.77

16 companies deposited their dividends into my brokerage account, ready to be reinvested (manually) in other or the same dividend stocks. New payer this month is Western Union (WU) and keen observers will see that I increased my position in LEG. Amazingly enough ORI provided yet another special dividend (my third since holding this stock) which packs quite a punch this month!

Here are the visuals:

And working towards my 2021 goal of €1750 in dividends received:

I can safely say that I will make my goal!

And (inspired by Engineering Dividends) a new graph with my annual dividend totals:

Already way above last years totals!

We’re done with month #10 and we still have two months to go! It’s a safe bet that I will reach my goal for 2021 in dividend received (barring a total market / dividend meltdown) so it will be interesting to see how much I can stretch that goal with some well-timed buys!

October 2020€96,15
October 2021: €203,77

A whopping increase of 111,93% compared to last year (mostly thanks to the ORI special dividend)! I’m avaraging a growthrate of about 40% per month. Pretty sweet! The progress is definitely real going through my fifth year as a dividend growth investor starting back in March of 2017 (with a monthly total of €1,98).

As always my results are converted from their base currency to euro and are post-tax.

I would love to hear your thoughts on the results of this month and ofcourse on your own results. Please let me know in the comments!

Investing

These are my buys for Q3 2021

Ah yes, it’s time to share with you what I have been up to on this crazy journey called dividend growth investing. In my previous buys I had a strong focus on European stocks to balance my portfolio a bit more between US and non-US stocks since I’m pretty overweight on US stocks.

This quarter I kept that up but also added on my US positions, initiated new positions and for the first time ever sold a stock. Wondering which one? Here are my transactions:

Let’s break it down shall we:

Koninklijke Phillips (AMS:PHIA, new position): Philips leverages advanced technology and deep clinical and consumer insights to deliver integrated solutions. The company is a leader in diagnostic imaging, image-guided therapy, patient monitoring and health informatics, as well as in consumer health and home care.

I made multiple buys to a total of 52 shares with about 2% yield. Reason: More exposure to the the EU stock market, reasonable fundamentals and a company who is slowly transitioning to a full technology/medical giant (like Medtronic).

ASR Nederland (AMS:ASR, new position): ASR Nederland N.V. is one of the largest insurance companies in the Netherlands. The Company offers a wide range of financial products such as corporate and individual pensions and life, health, travel and leisure and funeral insurance. In addition, ASR Nederland offers savings and investment banking products and actively invest in property management and development.

I initiated a sizeable position of 50 shares in 1 go, right on time to snag that nice biannual dividend of 5,5%. Reason: More exposure to the the EU stock market, fine fundamentals and a company who actively manages their own investments by not investing in weapons AND having a solid company policy around this (the only one according to this investigation).

Verizon Communications (NYSE:VZ, new position): Verizon Communications Inc. was formed on June 30, 2000 and is celebrating its 20th year as one of the world’s leading providers of technology, communications, information and entertainment products and services. The company offers voice, data and video services and solutions on its award-winning networks and platforms, delivering on customers’ demand for mobility, reliable network connectivity, security and control.

I initiated a position with 21 shares with a 4,8% yield intent on expanding my position later. Reason: Alternative for AT&T which I am considering selling, nice fundamentals and banking big on the 5G / IOT.

Western Union (NYSE:WU, new position): The Western Union Company is a provider of money movement and payment services. The Company’s segments include Consumer-to-Consumer and Business Solutions. The Consumer-to-Consumer operating segment facilitates money transfers that are sent from retail agent locations worldwide or through Websites and mobile devices, including digital money transfer services. Its money transfer service is provided through one interconnected global network and these services are available for international cross-border transfers and, in certain countries, intra-country transfers. The Business Solutions segment facilitates payment and foreign exchange solutions, primarily cross-border, cross-currency transactions, for small and medium-sized enterprises, and other organizations and individuals.

I initiated a position of 50 shares with a yield of 4.5%. Reason: Diversification of my portfolio, nice fundamentals and with the world globalisation increasing there is a place for companies like this. They are aware of the possible risk crypto poses for their business and are working on it.

Pinnacle West Capital (NYSE: PNW, new position): Pinnacle West Capital Corporation is a holding company that operates through its subsidiaries. The Company operates through regulated electricity segment, which consists of traditional regulated retail and wholesale electricity businesses and related activities, and includes electricity generation, transmission and distribution. It owned and leased 6,236 megawatt (MW) of regulated generation capacity and the Company held a mix of both long-term and short-term purchased power agreements for additional capacity, including agreements for the purchase of renewable energy, as of December 31, 2016. Its subsidiaries include Arizona Public Service Company, which is a vertically-integrated electric utility that provides retail or wholesale electric service to the State of Arizona, with the exceptions of about one-half of the Phoenix metropolitan area, the Tucson metropolitan area and Mohave County in northwestern Arizona.

I initiated a postion with 18 shares with a 4,9% yield. Reason: Replacement for my PPL shares, I sold my full position. Better fundamentals and safer dividend score.

On top of these new positions I expanded my current holdings in Wallgreens Boots Alliance, Intel Corporation and Legget & Platt with a nice amount of shares.

All in all, I’m pretty happy with my transactions of the past quarter and the results show in my projected dividend income for the coming year. It now stands at €1930,- post-tax, I’m really closing in on the €2000 mark which (for me) is a significant milestone to reach!

Did you make any transactions last quarter?