Dividend Received · Investing

June 2020 Dividend Report

June has come and gone and so we pass the half year mark of 2020 and what a year it has been so far. I hope my dear readers are still staying safe and where possible are enjoying some well-earned time off.

Thankfully I can still count on my dividends rolling in. Unfortunately I’ve suffered my second dividend loss in the shape of a -39% dividend cut from SPG. It was expected but that doesn’t make the sting any less.

So for now I’ve had Disney cut/suspend their dividend completely and SPG with a big cut. The good part is that these two companies represent the smallest positions in my portfolio (2 and 4 shares respectively) so the total impact on my forward income (which now stands at €1379) is relatively low.

Ticker Amount (€)
INTC 2
AFL 7.66
ADM 18.94
PFE 14.28
UPS 6.07
IBM 12.24
UN 13.96
3M 13.22
WBA 9.95
PRU 15.87
ORI 12.91
O 4.04
ED 4.58
VFC 2.16
UNH 3.77
QCOM 9.35
JNJ 2.26
Total €153.26

No less then 17 companies our paying me this month. I’d like to note that this is my highest dividend income ever and that I crossed the €150 mark in a quarter-ending month. The first and second month of the quarter are a bit behind in monthly totals so I need to work on those to provide a more evenly distributed dividend total.

And onto the visuals:

div_received_june_2020

And working towards my goal for 2020:

div_goal_june_2020

So we’re halfway through the year and I’m at 45% of my goal for 2020. I’m a little bit behind schedule and we have one (very) big expense coming up since we are buying the ground on which our house is built! This will severely limit my abillity to do some extra deposits in my investing account, but nonetheless its a different investment in our future. 🙂

June 2019€81,95
June 2020: €153,26

An exciting 46,53% growth compared to June last year. As always my results are converted from their base currency to euro and are post-tax.

I would love to hear your thoughts on the results of this month and ofcourse on your own results. Please let me know in the comments!

Dividend Received · Investing

May 2020 Dividend Report

Well another month in the books, is this the final month working from home? Our country and the surrounding countries are currently removing restrictions and opening up society.

Markets have gone up and currently are going down again and I expect to see this in the coming months. June is the end of Q2 and I assume that when the financial reports for this quarter will come in that we will be in some more turmoil.

On the bright side, everyone is still relatively healthy. I’ve been somewhat under the weather lately but tested negative for Corona so thats good news 🙂

My dividends are still rolling in as clockwork, only DIS has suspended its dividend. Since this is my smallest position by far my forward income only dropped <€2,-.

Here are my result for May:

Ticker Amount (€)
T 25.14
GIS 3.81
CVS 10.90
AH 10.95
TXN 6.99
ABBV 27.53
OHI 11.04
PG 4.92
HRL 1.82
O 4.17
Total €107.27

Another €100+ month in the books! I seem to be missing SPG as it payed in the second quarter but as far as I can see its moved to June. If they even pay a dividend that is, although there CEO said that they “won’t be a company that cuts their dividend with 50% or more”. So I’m expecting 49% or less 🙂

A picture is worth more than a 100 words:

div_received_may_2020

And working towards my goal for 2020:

div_goal_may_2020

So I finally crossed the 35% mark of my yearly goal. Since this is month 5 I need to hussle to increase my monthly payouts to reach my goal. On the other hand it seems very likely that we will have a very large expense coming up since there is an opportunity to buy the land under our house. We own the house after we pay the mortgage, not the ground beneath it (a ground lease construction).

May 2019€84,61
May 2020: €107,27

An comfortable 26,8% growth compared to April last year. As always my results are converted from their base currency to euro and are post-tax.

I would love to hear your thoughts on the results of this month and ofcourse on your own results. Please let me know in the comments!

Dividend Received · Investing

April 2020 Dividend Report

Yes! Another month working from home has ended and it’s time to tally up our total dividends for the month. I don’t know about you guys and girls but I sure could get back to normal. Even though I still understand and support (most not all) of the decisions made to flatten the curve it has been taking a toll on me. I miss the office life and find the situation sometimes challenging.

I find it extremely difficult to either be 100% commited to my work or 100% committed to my family. It’s all a blur between working and family life and I’m not liking it. Sure it helps that I can decide my own hours but in reality I’m working during the day and evening.

Fortunately I can still count on the dividens pouring in. No dividend cuts so far, but I’m still expecting them (SPG for example).

Ticker Amount (€)
PPL 7.39
IRM 23.36
KMB 4.21
PEP 3.69
HASI 3.96
LEG 9.39
CAH 9.79
O 4.20
CSCO 12.19
FDX 2.53
AH 10.95
MDT 2.23
Total €93.89

Some of you will immediately spot my first dividend from MDT which I’m pretty pleased about even though I’m paying 25% dividend tax instead of 15% on US stocks (since its based in Ireland). My fellow DGI’ers, is this correct or am I doing some math wrong here?

On to the visuals:

div_received_april_2020

Working towards the 2020 goal of €1500 in dividends:

div_goal_april_2020

April 2020€62,90
April 2020: €93,89

An awesome 49,2% growth compared to April last year. As always my results are converted from their base currency to euro and are post-tax.

I would love to hear your thoughts on the results of this month and ofcourse on your own results. Please let me know in the comments!

Investing

These are my buys from Q1 2020

An entire quarter already passed by without a buy post from me, thats pretty bad. But the good news is, life (and a lot of work) got in the way so thats a good thing! 🙂

I’ve opened up four new positions in the last months, so feast thou eyes upon my buy list from Q1 2020!

Date Ticker # Shares Price ($) Total ($)
7-1-2020 OHI 8 42 336
7-1-2020 T 11 39 429
4-2-2020 AFL 15 52,6 789
26-2-2020 AFL 8 48,2 385,6
26-2-2020 PFE 10 34,8 348
27-2-2020 ORI 15 20,92 313,8
27-2-2020 PRU 3 79,95 239,85
12-3-2020 AH 10 19,164 191,64
12-3-2020 ADP 2 129,69 259,38
16-3-2020 MDT 6 77,94 467,64
16-3-2020 ADP 2 128,8 257,6
24-3-2020 JNJ 3 116,7 350,1
24-3-2020 ADP 3 116,78 350,34
24-3-2020 AFL 3 27,03 81,09
$4799,04

I also took advantage of the recent market turmoil to add some more capital then usual to scoop up some additional shares on exisiting positions.

My avid readers will spot the four new companies immediately: AFLAC, ADP, MDT and JNJ! So I added four new dividend aristocrats to my portfolio! Pretty excited about that. 🙂

With all these buys my new annual forward income has risen to €1356,- (euro, post-tax), that means that I’m averaging more then €110,- per month!

 

Dividend Received · Investing

March 2020 Dividend Report

What a world and market in turmoil, I haven’t seen anything like this before in my life. The Mr. Robot family is currently in the Dutch version of lockdown. So 100% remote work for me and Mrs. Bot and we have Lil’Bot and BabyBot fulltime at home.

I hope all of my readers are currently safe and doing their part into keeping everybody safe including social distancing and personal hygiene. Let’s fight this together!

Although health is more important than everything I could ever write here, this is still a blog about dividend and financial freedom. And to keep things realistic I will not only share my monthly report but also a quick report on the entire portfolio.

I started my investment journey in February 2017 (Dutch) with a buy of 15 shares Ahold. Ever since then my portfolio has only gone up and up (and up!). So much so that I reported a healthy capital gain of about €11k. That is until Corona hit big time, I saw my portfolio drop from +€11k to about -€4k in two weeks time. 

Even though I’m not easily rattled by market fluctuations this made me second guess myself a few times. Was I so wrong in my choice of stocks, will this go even further? Some stocks dropped a little but some stocks (SPG I’m looking at you) dropped $100 a share, those are some scary numbers.

I’m happy to report that my emotional rollercoaster ended fairly quickly as I resigned myself to the whims aof the market and remembered that I’m in it for the long haul and that events are bound to happen. As I’m writing this my portfolio is back at +€2,4k and more importantly my dividends are still coming in (and growing). Hopefully they will stay this way, but realistically cuts are a possibillity (looking at you again SPG).

My report for March 2020:

Ticker Amount (€)
INTC 2
AFL 3.2
ADM 16.32
PFE 11.43
UPS 6.08
IBM 12.19
UN 13.97
3M 13.5
WBA 8.68
PRU 13.36
ORI 13.08
O 4.09
ED 4.64
VFC 2.28
UNH 3.39
QCOM 9.06
Total €137.27

Sharp readers will see that Aflac payed me my first dividend! I will be posting a buy post later this month detailing my recent buys.

Here are the visuals:

div_received_march_2020

Working towards the 2020 goal of €1500 in dividends:

div_goal_march_2020

March 2019: €71,45
March 2020: €137,27

An awesome 92,1% growth compared to last March. As always my results are converted from their base currency to euro and are post-tax.

I would love to hear your thoughts on the results of this month and ofcourse on your own results. Please let me know in the comments!

Dividend Received · Investing

February 2020 Dividend Report

Another month of 2020 has passed, it’s amazing how fast time went by. It was a month (or actually weeks) of the world and stock market in turmoil due to Corona. Bringing down valuations to levels not seen in quite some time and to be honest more fairly valued.

Besides the valuation, this is also a testing time for a lot of us (fairly) new investors to test our resolve in a (temporary?) declining market. Are you riding out the storm and averaging down on great DGI companies to boost your portfolio or are you selling to capitalize on previous gains? I’ve seen my portfolio tank with €1000 in a day last week. It comforts me to know that I’m not panicking but staying the course, I hope you are too!

Even with all the panic outside, my portfolio brought in a steady stream of dividends:

Ticker Amount (€)
T 24.75
GIS 3.75
CVS 10.75
TXN 7.00
ABBV 27.75
OHI 11.03
PG 4.69
HRL 1.83
O 4.19
SPG 6.46
Total €102.2

It’s awesome to see that from now on the second month of the quarter will (also) always be a €100+ month! I’ve got my new position in SPG to thank for crossing that threshold.

My visuals show more then my words can:

div_received_february_2020

And another month closer to my 2020 goal:

div_goal_february_2020

February 2019: €54,68
February 2020: €102,20

A solid 86,9% growth compared to last February. As always my results are converted from their base currency to euro and are post-tax.

I would love to hear your thoughts on the results of this month and ofcourse of your own results. Please let me know in the comments!

Investing

These are my buys (9 months edition)

I just checked my own posts and realised I haven’t posted a buy post since May last year! I didn’t realise that so much time has already passed but to make it up to you my dear readers: Here are my buys since last May!

June 2019
ups_logo fdx_logo 3m_logo
4x 3M @ $169.
5x FedEx Corp @ $159,75.
8x United Parcel Serv.B @ $100,25.

July 2019
wba_logoabbvie att_logoibmlogo
17x AT&T Inc @ $33,45
10x Walgreens Boots Alliance @ $54,45
5x IBM @ $139,6
9x AbbVie @ $72,92

August 2019
pru_logo adm_logo pfizer 3m_logocah_logo
15/8: 12x Prudential Financial @ $79,95
15/8: 20x Archer Daniels Midland Co @ $36,6
15/8: 13x Pfizer Inc @ $34,34
15/8: 2x 3M @ $157,32
15/8: 12x Cardinal Health Inc. @ $42,23

September 2019
unh_logo
4x UnitedHealth Group @ $233,66

October + november 2019
3m_logo cvs_logocisco_logo
21/10: 2x 3M @ 165,42
21/10: 8x CVS Health Corporation @ 65,76
21/10: 1x Cisco Systems @ 47,42

December 2019
cisco_logo spg_logoatt_logo
04/12: 7x Cisco Systems @ 44,065
04/12: 4x Simon Property Group @ 149,24
31/12: 1x AT&T Inc @ 39,005
31/12: 9x Cisco Systems @ 47,6

January 2020
att_logoohi_logo
07/01: 8x Omega Healthcare Investors @ 42
07/01: 11x AT&T Inc @ 39

February 2020
aflac_logo
04/02: 15x Aflac Inc. @ 52,6

There you have it, all my investments up until two weeks ago. My monthly capital has already been deployed for February so my next buy will be in March!

With all these buys my new annual forward income stands at €1281,– (converted from base currency and POST-tax).

Dividend Received · Investing

January 2020 Dividend Report

So I hope everybody had an amazing start of the year! It’s been incredibly busy at work and with Lil’Bot and BabyBot growing like cabbage (translated that from a Dutch saying) we never have a dull (or quiet :)) moment.

Thankfully my portfolio is doing the work for me, so let’s look at last months results. The first month of the quarter is my lowest, followed by the second month and the third one’s the charm as they say.

Ticker Amount (€)
PPL 7.22
IRM 22.56
KMB 3.92
PEP 3.65
HASI 3.84
LEG 9.13
CAH 9.52
O 3.98
CSCO 11.51
FDX 2.47
DIS 1.34
Total €79.14

That is looking mighty fine, but the visuals show my progress in the last three years better than any words could:

div_received_january_2020

And it a nice start towards my 2020 goal of €1500,- in received dividends.

div_goal_january_2020

January 2019: €51,25
January 2020: €79,14

A solid 54% growth compared to last January. As always my results are converted from their base currency to euro and are post-tax.

I would love to hear your thoughts on the results of this month and ofcourse of your own results. Please let me know in the comments!

Dividend Received · Investing

December 2019 dividendreport + 2019 year review

I’ve been lagging in regular updates and I’m hoping that 2020 will resolve that (starting February I promise! :)). Without further delay, here are my awesome results for December 2019:

Ticker Amount (€)
INTC 1.93
PFE 11.03
UPS 5.88
IBM 12.40
UN 14.04
ADM 16.02
3M 13.18
WBA 8.72
PRU 12.2
ORI 10.2
O 3.98
ED 4.50
VFC 2.20
UNH 3.28
QCOM 8.99
Total €128.55

A grand total of €128.55 provided me with my second best result since starting this DGI journey. Here are my visuals, next month results will start my fourth year! 🙂

div_received_december_2019

December 2018: €40,78.
December 2019: €128,55.

These results present a growth of about 215%, still going strong with the triple digit growth. Granted, in this stage of accumulation this is fairly easy attained.  As always my results are converted from their base currency to euro and are post-tax.

goals_2018

So what were my goals for 2019?

  1. Receive €650,- in dividends: Nailed it! With a total of €1007,29 I can really say I smashed this one. I need to to set more ambitious goals!
  2. Increase dividend portfolio to €28.500: I almost crossed the €40k mark at the end of 2019. I’ll probably remove such a goal for 2020 as total worth is not what is most important.
  3. Increase forward income to €1000: My current forward income stands at €1230 so made tremendous progress in this department (this is in euros en post-tax). I’ll be sure to make a buy report of my last quarter since I still made my monthly buys. The snow ball is running faster since I’ll average an additional €100 in dividens a month to invest back onto my portfolio.
  4. Write a healthy amout of 40 blogposts: Thats a definite no, I need to up my game providing my wok-life balance allows it..
  5. Spend less time with my phone: I defintely spent less on my phone but I did not hold my self to the 30 minute limit. I need to do better in 2020.
  6. Spend more time with my family: Score! This year was a lot better than the year before even with two kids. We spent lots of days together and I make it a priority above all else (especially work!).
  7. Read 12 self-improvement books: I’ve read a lot again this year, next year I’ll keep track more on which books so I can share them with you.
  8. Exercise 2-3 times a week: I’ll give myself a pass for this one. I think I kept this up the majority of the year except when I was sick a few times. So that’s a pass 🙂

There you have it, lots of succes but also room for improvement, including the goal setting process! My goals for 2020 will be for a future post, so stay tuned.

Dividend Received · Investing

October + November 2019 dividend report

I’m sorry my fellow bloggers & readers but time has not been on my side. I have been swamped privately and professionally and I still make a conscious decision to put my family first, work second en blogging third. Which does not mean I do not miss my interaction with you guys and girls. I really miss being active and commenting on your blogs 😦 I hope that in the New Year I can come back to reporting regularly on my progress towards financial freedom as well as supporting you on your own journeys.

My results for October:

Ticker Amount (€)
PPL 7.37
IRM 22.72
KMB 3.99
PEP 3.71
HASI 3.87
LEG 9.2
CAH 9.59
O 4
CSCO 2.66
FDX 2.52
€ 69.63

And my resutls for November:

Ticker Amount (€)
T 19.38
GIS 3.72
CVS 10.68
TXN 6.9
ABBV 24.66
OHI 6.68
PG 4.58
HRL 1.6
O 4
€ 82.20

Still going strong and it shows in my visual report:

div_received_october_november_2019

As I said in earlier reports I’ve already smashed my yearly goal of €650, so next year I will have to put a much more ambitious target. 🙂

Total dividend 2019: €878,74
Total dividend received ever: €1312,78

As always my results are converted from their base currency to euro and are post-tax. I would love to hear your thoughts on your month (or mine)?