Dividend Received

June 2021 Dividend Report

Ah yes, July is upon us which means its not only vacation time but also time to push out my results for June 2021 before the holiday starts. I don’t know about you but I really had a great feeling about this month. I knew that I had the upcoming bi-annual payment of a my relatively new position in RELX but as you know I’ve been boosting my other European (Unilever, Ahold) positions as well and Unilever was also due for June.

Well, I wasn’t dissapointed! I’m really, really glad to report that I had my best dividend month ever! Let me show you the results:

TickerAmount (€)
INTC1.93
AFL8.49
ADM18.05
PFE13.6
UPS5.69
IBM11.5
3M12.44
WBA9.51
PRU15.58
ORI12.62
O3.78
ED7.13
VFC2.09
UNH4.15
QCOM9.18
JNJ2.21
CWEN1.16
RelX19.78
Unilever39.69
Viatris0.46
Total€199,04
Holy smokes Batman!

No less then 20 companies deposited their dividends on my brokerage account, ready to be reinvested (manually) in other or the same dividend stocks. Astute readers will see not one, but two new payers in the list. This is the first dividend received from RelX and from Pfizer spin-off Viatris. Nice!

Here are the visuals:

Go blue!

And working towards my 2021 goal of €1750 in dividends received:

This puts me right back on track!

And (inspired by Engineering Dividends) a new graph with my annual dividend totals:

Already heading towards 2019 total at the 2021 half-year mark!

That’s right, a RECORD-BREAKING month and only €0,96 shy of breaking the €200 mark (without any special dividends either)! How amazing is that in my fifth year as a DGI investor I’m already so close to breaking €200 in a single month! We’re done with month #6 and as you can see I’m back on track with my yearly goal for received dividend as well.

June 2020€153,26
June 2021: €199,04

An awesome increase of 29,87% (actually around my yearly average so far) compared to last year, mainly due to the two new payers (RelX and Viatris) and the expansion of my Unilever position.

The progress is still very real even though this is already my fifth year as a dividend growth investor since starting back in March of 2017 (with a monthly total of €1,98).

As always my results are converted from their base currency to euro and are post-tax.

I would love to hear your thoughts on the awesome results of this month and ofcourse on your own results. Please let me know in the comments!

Investing

May 2021 Dividend Report

Another month has gone by and I’m actually pretty late with my monthly report. It’s almost time to make the next one! So without further ado I present to you my results for May 2021:

TickerAmount (€)
T25.72
GIS3.6
CVS9.89
TXN7.12
ABBV27.25
OHI12.56
PG4.86
HRL1.7
O3.78
WKL17.4
Total €113,88

No less then 10 companies deposited their dividends on my brokers account, ready to be reinvested (manually) in other dividend stocks.

Here are the visuals:

Look at that love blue color!

And working towards my 2021 goal of €1750 in dividends received:

Running behind schedule

And (inspired by Engineering Dividends) a new graph with my annual dividend totals:

Already twice my total of 2018!

So we’re done with with month #4 and we are at 31% of our goal for 2021. Slightly behind schedule, but not by much.

May 2020€107,27
May 2021: €113,88
Total dividend ever: €3479,51

A small increase of 6,16% compared to last year even though there is a new payer (WKL). A quick investigation showed that its also due to a shift in payment of Ahold so no real worries there. So far my average growth rate from January through May has been a comfortable 30,09%.

The progress is still very real even though this is already my fifth year as a dividend growth investor since starting back in March of 2017 (with a monthly total of €1,98).

As always my results are converted from their base currency to euro and are post-tax.

I would love to hear your thoughts on the results of this month and ofcourse on your own results. Please let me know in the comments!

Crypto · Investing

These are my buys from Q1 2021

A lot of you have asked my about my own purchases in the past few months. Due to time constraints I haven’t been able to churn out monthly posts about my buys so I decided to post them every quarter, just like I did last time. This gives me some more ‘wiggle room’ and still keeps you updated, my fellow FIRE friends!

As you’ve read in the past I’ve been working on my geographical diversification, with a focus on non-US stocks. When I previously did an analysis on my portfolio, one fellow DGI investor also noted that I relied heavily on US stocks. Something which I also discovered and was already working on, as you can see in my buys from Q4 2021.

So basically I continued on my set course and added some more Dutch/EU dividend stocks:

DateTicker# Shares
26/01/2021Ahold Delhaize N.V.34
01/03/2021Ahold Delhaize N.V.34
24/03/2021Unilever PLC17
Love me some stocks!

I’m still adding 650,- euro every month and since my broker doesn’t support DRIPS I manually reinvest every dividend received. The awesome thing to behold is that with my growth over the past few years is that, on average, I receive 130,- euro in dividends every month. So that means I add about 780 euro’s of fresh capital to my portfolio every month!

So where these my only buys? Yes and no, they were my only buys on the stock market but wih the Crypto market going insane I also added some capital to that portfolio. I’ve added VET, BTT, and HOT to my portfolio. I might add some more on dips as the market continues to be extremely volatile.

And last but not least I made one more buy, a real silver bullion! More of an experiment really, since I’ve been reading about investing in silver for about three years. I’ve bought a Canadian Maple Leaf from 2014, the birth year of my eldest daughter to add some sentiment to it (and maybe justify the purchase to my wife :)). I really like it, but so far it hasn’t triggered me to fill up an entire pirate chest of these coins.

There you have it, my buys from the first quarter of 2021!

Investing

April 2021 Dividend Report

Let’s start with mentioning that thankfully no one else in our family was infected with Corona and that we could succesfully end our home quarantaine last month. It’s amazing to me what kind of mental affects one can experience due to a cominbation of worrying about the safety of your family but also not being able to leave your house.

Leave the movie name in the comments for extra credits

Now that situation is behind us its time to focus on positivity and enjoying our time. We’ve been able to spend more time in and outside of the house and with me working from home, the additional time spent with my family has really been great. Besides more quality time it also continues to amaze me seeing our dividends grow and enter our brokerage account. 🙂

Without further delay, here are my results for April 2021:

TickerAmount (€)
PEP3.68
PPL6.88
IRM26.53
KMB4.09
HASI3.74
LEG11.33
CAH8.94
O3.83
CSCO12.7
ADP6.03
MDT2.17
SPG3.65
FDX3.28
Ahold39.44
Total €136.29

No less then 14 companies deposited their dividends on my brokers account, ready to be reinvested (manually) in other stocks.

Here are the visuals:

And working towards my 2021 goal of €1750 in dividends received:

And (inspired by Engineering Dividends) a new graph with my annual dividend totals:

So we’re done with with month #4 and we are at 31% of our goal for 2021. Slightly behind schedule, but not by much.

April 2020€93,89
April 2021: €136,29
Total dividend ever: €3365,63

An huge increase of 45,16% compared to last year so thats really something to celebrate! Since my focus of the recent months has been to bring more balance between US and non-US stocks, my additional investments in Ahold Delhaize really packed a punch this month!

The progress is still very real even though this is already my fifth year as a dividend growth investor since starting back in March of 2017 (with a monthly total of €1,98).

As always my results are converted from their base currency to euro and are post-tax.

I would love to hear your thoughts on the results of this month and ofcourse on your own results. Please let me know in the comments!

Dividend Received · Investing

March 2021 Dividend Report

Hello my dear readers, followers, commenters, lurkers or a combination of the above. March has come and gone and it’s time for another update of my dividend results. Before that I would like to mention that I intended to comment more on your blogs as promised last month but unfortunately Covid-19 hit our home and my eldest has tested positive for Corona. While it always was a possibillity with going to school , it was still quite the shock when we got the news (my wife tested negative).

As far as health goes we can report that it looked like a severe flu with lots of couching and a high fever. Not unlike some flu’s my eldest has had before in our household. When someone in your home is infected with Corona you get all sorts of procedures and advice about isolating the person, etc. Thats really not possible with two kids below 7 years of age. So it was an “accepted risk” that we would also get it, but thankfully we seem to have been spared an infection so far (knock on wood please!). A second test performed on me and Mrs. Bot turned out negative as well last friday.

We have been in quarantine for about 10 days now and are going through new and final tests coming thursday, if we test negative we can break quarantine and enjoy our freedom again. I’ve never ever looked forward so much to just taking a walk around the block like this week. Funny how you always take health and freedom for granted until its taken (temporarily) away.

Even with all this, I’m thankful to know that our little snowball has kept growing and that our dividends have still rolled in like clockwork:

TickerAmount (€)
INTC1.94
AFL8.60
ADM18.36
PFE13.88
UPS5.78
IBM11.59
3M12.62
WBA9.63
PRU15.47
ORI12.83
O3.83
ED7.17
VFC2.10
UNH3.58
QCOM8.91
JNJ2.16
CWEN1.15
Unilever21.76
Total 161.36

No less then 18 companies sent me a nice paycheck with a grand total of €161,36. This is my second highest dividend received ever! The only month that has ever been higher was September 2019 and that was due to a special dividend from ORI.

Änd the monthly visual:

Look at the pretty colors!

And working towards my 2021 goal of €1750 in dividends received:

And (inspired by Engineering Dividends) a new graph with my annual dividend totals:

So we’re done with with month #3 and we are at 23% of our goal for 2021. Decent enough for the first quarter!.

March 2020€137,27
March 2021: €161,36
Total dividend ever: €3229,34

An nice increase of 17,55% compared to last year so I can’t complain about that. As noted last month some payouts are now in different months compared to last year so that skews the results a bit.

The progress is still very real even though this is already my fifth year as a dividend growth investor since starting back in March of 2017 (with a monthly total of €1,98).

As always my results are converted from their base currency to euro and are post-tax.

I would love to hear your thoughts on the results of this month and ofcourse on your own results. Please let me know in the comments!

Dividend Received

February 2021 Dividend Report

It’s already more than halfway through March, for some reason the past few weeks have been speeding by. Is it the working from home part? Or the continuing lockdown drudgery? Is it the monotony of the DGI path? I have no clue but here we are 🙂

I’ve been somewhat inactive lately in commenting on your blogs, sorry about that! I couldn’t quite muster up the energy for some reason. Don’t worry, I’ll probably bounce back next month!

Easy movie reference this time!

Onto my results for February:

TickerAmount (€)
T25.66
GIS3.58
CVS9.85
TXN7.14
ABBV27.36
OHI12.69
PG4.44
HRL1.71
O3.78
Total €96.21

No less than 9 companies payed me a dividend with a nice total of €96,21. If you look at the visuals thats not that impressive, especially compared to last years results. So what happened? SPG changed payouts to January and one of my larger positions Unilever (UN) decided to payout in March skewing my results. On the bright side, the quarter-ending month should be interesting!

Änd the visuals:

Look at the pretty colors!

And working towards my 2021 goal of €1750 in dividends received:

86% to go!

So we’re done with with month #2 and we checked a 6% off our total. Decent enough.

February 2020€102,20
February 2021: €96,21
Total dividend ever: €3067,98

An annoying decrease of -5,86% compared to last year. As mentioned earlier in this post the difference is explainable but it’s not something you want to see. Thankfully the decrease has nothing to do with either selling or dividend cuts/suspensions.

The progress is still very real even though this is already my fourth year as a dividend growth investor since starting back in March of 2017 (with a monthly total of €1,98).

As always my results are converted from their base currency to euro and are post-tax.

I would love to hear your thoughts on the results of this month and ofcourse on your own results. Please let me know in the comments!

Dividend Received · Investing

January 2021 Dividend Report

Is it me or did January just fly by? It sometimes seems that time is going increasingly faster each day, but that maybe because that days seem a lot alike these days. We’re still in full lockdown here but it has been announced that primary schools are re-opening as of next week. Hopefully this is one of the first of many steps to go back to the future…erhm…normal!

Amazingly enough its already February and everything is in full swing for the new year. That leavs one more thing for me to finish up the first month of 2021 and that is to post my results and boy do I have some nice things to show you!

TickerAmount (€)
PEP3.54
PPL6.59
IRM25.56
KMB3.68
HASI3.54
LEG11.25
CAH8.87
O3.78
CSCO12.3
ADP5.79
MDT2.15
SPG3.63
ORI (*)57.65
Total148.33
Just look at that special dividend!

No less than 13 companies payed me a dividend with a nice total of €148,33. If you look at the visuals thats quite a big increase compared to last year. So what happened? ORI, thats what happened! Another special dividend from ORI, my second special dividend ever and for a second time from the same company.

Änd the visuals:

And working towards my 2020 goal of €1750 in dividends received:

So we’re done with with month #1 and we checked a nice 8% off our total. A great start for 2021!

January 2020€79,14
January 2021: €148,33
Total dividend ever: €2971,77

A awesome increase of 87,43% compared to last year. Although to be fair, that special dividen skews the results a lot. So if we remove the special dividend from the equation we get a normalised growth rate of 14,58% compared to last year.

The progress is still very real even though this is already my fourth year as a dividend growth investor since starting back in March of 2017 (with a monthly total of €1,98).

As always my results are converted from their base currency to euro and are post-tax.

I would love to hear your thoughts on the results of this month and ofcourse on your own results. Please let me know in the comments!

Investing

These are my buys from Q4 2020

It’s been a while since I last posted about what stocks I am buying, so Ithought I’d share my buys of the last quarter of 2020. One of the things I need to do more is to analyse my portfolio and tweak my diversification. Diversification Mr. Robot, what on earth do you mean? Your portfolio seems pretty well balanced with only a few outliers (like IRM)?

Well thanks for the compliment, I really appreciate it! But to be completely honest there is still some work to do. When I created my first treemap it already showed that my balance in GICS sectors needs more finetuning. With a large portion of my portfolio in Healthcare and Technology it made clear that sectors like Consumer Staples-Cyclical-Discretionary and Utilities needed more work.

What my treemap did not show (because I didn’t check for it) was my geographical diversification. The larger part of the blogs and information out there is from a US-perspective. There are various Dutch en EU blogs and thankfully this list keeps on growing, but most of my inspiratoin/investigation used to come from abroad. When I did finally check on my balance between US/non-US stocks it scared me quite a bit. So it was time to take action!

Which movie is this? Add it to you comment for kudo’s!

So it should be no suprise that my most recent buys were solely non-US stocks, actually they were solely Dutch/EU stocks! Here are the companies that I bought:

Unilever and Ahold needs no introduction I like to think, but maybe the other two companies do:

Wolters Kluwer N.V. (WKL), together with its subsidiaries, provides professional information, software solutions, and services in Europe, North America, the Asia Pacific, and internationally. The company operates through Health; Tax & Accounting; Governance, Risk & Compliance; and Legal & Regulatory divisions. The company serves clinicians, nurses, accountants, and lawyers, as well as tax, finance, audit, risk, compliance, and regulatory sectors. Wolters Kluwer N.V. was founded in 1836 and is based in Alphen aan den Rijn, the Netherlands.

RELX PLC (RELX) provides information-based analytics and decision tools for professional and business customers in North America, Europe, and internationally. It operates through four segments: Scientific, Technical & Medical; Risk & Business Analytics; Legal; and Exhibitions. The company was formerly known as Reed Elsevier PLC and changed its name to RELX PLC in July 2015. RELX PLC was incorporated in 1903 and is headquartered in London, the United Kingdom.

So with these stocks I not only increase my geographical diversification I also counter the (continuing?) devaluation of the US dollar. The latter has seriously impacted my received dividends last year and it also shows in my prognoses for my projected annual dividend income. With all these buys combined (I am Captain Planet! Just kidding! :)) my current forward income stands at a total of €1414,-.

What do you think about my buys? Did you buy anything recently? Let me know in the comments!

Investing

December 2020 Dividend Report

This post marks the official financial end of DGI year 2020 and what a year it has been! From a pandemic, markets crashing, the US elections to working fulltime from home. I hope all my fellow bloggers and your families remain healthy and stay safe in 2021. My best wishes to you all!

Thankfully my portfolio was only slightly affected by all these changes in 2020. With a dividend suspension from Walt Disney (with 2 shares my smallest position) and a 38% dividend cut from SPG (with 4 shares also a small position) being my only slights.

I shared my 2020 year-end review with you already, so straight towards the final results:

TickerAmount (€)
INTC1.84
AFL7.26
ADM17.62
PFE13.31
UPS5.64
IBM11.39
3M12.33
WBA9.50
PRU14.46
ORI12.03
O3.75
ED6.95
VFC2.05
UNH3.48
QCOM8.54
JNJ2.13
CWEN1.10
Total€133.38 + 3,15 (FDX)
Edited 27/1/2021, I forgot a dividend payment from FedEx!

No less than 18 companies payed me a dividend tallying up to €136,53.

Änd the visuals:

And working towards my 2020 goal of €1500 in dividends received:

So we’re done with with month #12 and I finished at 92% of my goal for 2020. I came up short with €117,89 left to go. Although I didn’t make the goal I’m still pretty proud of what I achieved in a year like 2020!

December 2019€128,55
December 2020: €136,53
Total dividend ever: €2823,44

A marginal increase of 6,21% compared to last year. What happened? As you might have noticed I’ve been able achieve steady double digit growth throughout my months, averaging about 45,68%. I did come checking and found out that the payout schedule of one of my larger EU positions (Unilever) has shifted towards a different date, combine that with the devaluation of the dollar and lack of buys with a payout in quarter ending months and there you go.

The progress is still very real even though this is already my fourth year as a dividend growth investor since starting back in March of 2017 (with a monthly total of €1,98).

As always my results are converted from their base currency to euro and are post-tax.

I would love to hear your thoughts on the results of this month (and year while you’re at it!) and ofcourse on your own results. Please let me know in the comments!

Investing · Personal

2020 year-end review and thanks

When I checked my Goals page I realised that I haven’t updated that page in a while, it was still in Dutch! So that means it has been collecting some virtual dust for quite some time. I have since remedied that and updated it not only to English but also to incorporate every goal and result of the past years!

I also found out that even though I did set goals for 2020, I never actually posted them here. It must have slipped my mind at the beginning of the year. But do not worry! I did write them down somewhere and I’m still able to share them with you:

  • Receive €1500,- in dividend: The last dividends are yet to come into my bank account, but I already know that I won’t be making this goal. I did come close however! How close? You’ll find out in my December dividend report in early January.
  • Increase forward income to €1500: With all our extra finances going towards buying the land beneath our house (skipping the need for a mortgage) there was only our monthly deposits. Together with the devaluation of the dollar in 2020 we ended the year on €1400,- post-tax. Inching forward and the lack of significant progress is a bit frustrating sometimes.
  • Side-hustle €500: I think I totalled on €35,- so I need to step up my game here.
  • Save €7500 towards downpayment of our mortgage: We payed off an extra €1105 this year. The rest went to buying our land,
  • Write a 30 blogposts: Nope, 16 in total.
  • Spend less time with my phone (30 min/day): Essentially the same as last year, off to a great start and some succes in between but I still average an hour + everyday. Thats at least 365 hours of screentime this year. Granted some of it was work-related but thats maybe a few hours.
  • Spend more time with my family: Well with the different variations of lockdown here In The Netherlands this was a pretty easy goal to reach 🙂
  • Read 6 self-improvement books: I’ve read the following books: The Infinite Game (Sinek), Ladder der Leiderschap (De Bondt), Never Split the Difference (Voss), The Culture Code (Coyle), Politieke Intelligentie (van Oosterhout) and working on Handboek Teamcoaching (Vroemen).
  • Exercise 2-3 times a week: This is a succes, granted the last two months of the year I failed miserably due to some illness but the rest of the year was great!
  • Start with meditation: I’ve only recently started in November, so its definitely a work in progress.

All in all I’m pretty happy with my results for the year, especially considering it was during a global pandemic.

As much as I’m on this (FIRE) path for myself and my family, I use this blog as a way to document my journey and keep myself accountable. But truth be told, I never would have kept publishing reports if not for you, my readers. So here is a big shot out to my regular commenters of the past year(s):

Paul from Engineering Dividends
Bert & Lanny from Dividend Diplomats
Broke Investor
P2035
DividendPortfolio
ReverseTheCrush
DeKleineKapitalist (Dutch)
DeKleineDividendBelegger (Dutch)
DividendPortfolio.nl (Dutch)
Mr. Groeigeld (Dutch)
MooiDividend.nl
PolliesDividend (inactive)
Dividendcompounder
DesiDividend
TimeintheMarket
My Dividend Dynasty
PassiveCanadianIncome
Jordan from MoneyMaaster.com
Tom from DividendsDiversify
Keith from DivHut
Bob from TawCan
DAH from DividendsAndHobbies

Thank you all for your support, inspiration and motivation and a happy New Year!