Ah yes, another post about dividend increases! I received three dividend increases. That brings the 2018 total to 5 increases already!
Archer Daniels Midland (ADM) declares $0.335/share quarterly dividend, 4.7% increase from prior dividend of $0.32. Forward yield 3.3% Payable March 13;
for shareholders of record Feb. 20; ex-div Feb. 16.
Cisco (CSCO) has declared a quarterly dividend of $0.33 per common share, a 4-cent increase or up 14% over the previous quarter’s dividend, to be paid on April 25, 2018 to all shareholders of record as of the close of business on April 5, 2018.
Last week Ahold Delhaize (AD) announced a 10.5% increase in its yearly dividend. The dividend is raised from €0.57 to €0.63. This represents a payout ratio of 47%. This dividend is up for approval by the General Meeting of Shareholders on April 11, 2018. The dividend pay date is April 26, 2018 to shareholders of record on April 16, 2018 (ex dividend April 13, 2018). (thanks for the heads up Pollie!)
The calculations I have made so far totaled up to a forward income of $261,45. Weird thing is that I just redid my total dividend calculations by simply manually adding them to my excel and then my new total is: $258,62 (including these increases).
So thats a bit dissapointing, my guess is I made a wrong calculation somewhere (and maybe messed with the USD/EUR conversion). 😦
And BAM, month two is in the pocket! This ofcourse is a short month but it also went by extremely fast or is it just me?
In any case, I am pleased to announce that this was a new dividend record for me! I was payed by 5 different companies this month. Here are the numbers:
A grand total of €19,17 for me this month. A new dividend record in this short year that I started this journey! On the 20th of february 2017 I purchased (dutch post) my first stocks, shares in Ahold. The cool part is that I recieved my first dividends in March 2017, so that means that in my next dividend report I can make my first Year-over-Year comparison, so I’m pretty excited to see (& report) those numbers!
My year to date graph looks like this:
This brings me that much closer to my 2018 goal:
All in all, I’m a very happy camper with my february results. 🙂
So I’ve posted all of my monthly buys, but I never posted a complete up to date overview of my current portfolio. Which means I also didn’t analyse it enough to check on my diversification which ofcourse is a bad thing. So I thought its time to post an overview for you all to roast 🙂
Current portfolio including current market value and total weight on the portfolio:
This is the sector diversification:
And the country diversification, granted this is somewhat askew since a lot of the companies I invest are multinationals with presence around the globe:
Well my dear readers, I would very much like to know what you think of my current portfolio? Don’t pull any punches, I can take it. 🙂
Also I would be interested in any recommendations for stocks you can give me to further diversify (no oil, tobacco or weapons though)?
So we have had an interesting week. After record after record and high after high we finally had a small correction in the markets, not once but twice. Is this the beginning of a larger correction? Who knows, but what I do know was that it offered me a nice price drop for a buy that I wanted to make anyway.
I was fortunate to be able to add another 500 euro to my portfolio and I decided to splurge it all in more than doubling my position in the monthly dividend company, Realty Income.
I’ve added 13 shares @ $50! And as usual after one of my buys, the price dipped even lower and is now hovering around $48,90. So people if you’re looking for a bargain, please wait until after my monthly buy post and you will be guaranteed a lower price then what I paid for it. 🙂 These 13 shares offered a juicy 5,26% yield which will help me a lot in my forward income.
These 13 shares provide me with an additional income of (13 x 12 x 0.219) – 15% = $29,04 and brings the new total towards $232,41 + $29,04 = $261,45.
I crossed the $250 mark! How cool is that?!?
Aaaaand it’s gone! The first month of the year has officially ended and 2018 is in full swing. Time went by so fast that I even lagged in my blog posting since I didn’t report my previous buy of 5 shares of Realty Income (O) @ $55 (and it dipped a whole lot lower as usual) and 8 shares of Archer Daniel Midlands (ADM) @ $40.
These two buys increased my forward income by:
Realty Income: (5 x 12 x 0.219) – 15% = $11,17
Archer Daniel Midlands: (8 x 4 x 0,32) – 15% = $8,70
So my new forward income (after my increases in January) is $212,54 + $19.87 = $232,41!
A mini-blog post inside my blogpost inception-style! 🙂
So a total of 5 companies payed me in January:
My year to date graph:
My goal 2018 graph:
Not my best haul ever, but a good start of 2018! How was your month?
So the first month of 2018 is almost finished and already I have recieved three (!) dividend increases:
Intel (INTC) declares $0.30/share quarterly dividend, 10.1% increase from prior dividend of $0.27. Forward yield 2.65% Payable March 1; for shareholders of record Feb. 7; ex-div Feb. 6.
Which adds additional income of (8 x 4 x 0,03) – 15% = $0,816
Omega Healthcare Investors (OHI) declares $0.66/share quarterly dividend, 1.5% increase from prior dividend of $0.65. Forward yield 10.11% Payable Feb. 15; for shareholders of record Jan. 31; ex-div Jan. 30.
Which adds additional income of (13 x 4 x 0,01) – 15% = $0,442
Realty Income (O) declares $0.219/share monthly dividend, 3.1% increase from prior dividend of $0.2125. Forward yield 4.96% Payable Feb. 15; for shareholders of record Feb. 1; ex-div Jan. 31.
Which adds additional income of (10 x 11 x 0,0065) – 15% = $0,60775
Which brings my new forward income to $210,67 + $1,86575 = $212,54 without lifting a finger! Loving this DGI journey!
Sooooo here is my post about my goals for 2018. But to understand the goals of 2018 we first need to look at my goals of 2017:
- Investigate and start with investing (passed): After extensive researching the types of investiging strategies and making a complete switch from ETF to dividend growth investing I purchased my first (dutch & US) stocks in februari of 2017.
- Make monthly deposits to be able to purchase stock (passed): After discussing my plans with my wife we decided to start out with €250,- monthly deposits. Fortunatelly I have been able to make larger contributions in a few months to accelerate my portfolio.
- Find ways to save on gas usage (passed I guess?): There are two major gas spenders in our household. The first being me and my long showers. For Christmans my wife gave me a small waterproof clock that I could mount in the shower. This shortens my time in the shower. The second being the use of hot water downstairs (awashing off/hands/etc). It takes a long time for the water to travel from the attic to downstairs so this is costly. Last week (ok technically not in 2017) we installed a Quooker that instantly provides hot (boiling) water so it does not use the water from upstairs. Since its costs about 20 Watt on average this is cheaper then gas (in a few years).
- Find ways to save on electricity usage (passed): I have redone every light in the house with LED’s. Next to this we implemented various methods for saving on our electricity bill. We received €200,- back and lowered our monthly cost.
- Check our insurance policies (passed): Done, we redid our insurances and are now saving over €450,- a year.
- Reduce part of our mortgage (passed): On the last day of the year we made a deposit of €7800,- on part of our mortgage. This will save us next year €343,20 in mortgage (tax benefits will lower this amount).
- Receive a day salary via dividends €130,- (failed): One of the few goals that I have failed. I was it too ambitious regarding the amount I would receive so I made about 68,3%.
- Invest €2.500 (passed): I ended the year with a portfolio worth of €5300,- due to additional buys and a side hustle.
- Write at least a blog post once a week (failed): I made a total of 43 posts since starting this blog on the 2d of september 2016.
Well there you have it, I’m pleased about the results I could manage last year.
My new goals for 2018:
- Receive €200,- in dividends: Self-eplanatory, I need to step up my game with quality buys to attain this goal. In the previous year my total amount was €88,79,-
- Increase dividend portfolio to €10.000: This means my €250,- amount per month will definitely not cut it. I need to renegotiate with my wife about our deposits and side hustle lot more (crypto’s anyone?). I need to add €5700,- of capital (actually somewhat less as I reinvest all my dividends received)
- Increase forward income to $450: As my current forward income sits on $210,67 I need to more then double this amount. Fortunately I have two more months this year since I’m starting immediately in January.
- Write a blog post once a week: Same one as last year.
- Spend less time with my phone: I installed the QualityTime app and it scared the bejesus out of me. Spending more than 3 hours on my phone?!? What the hell was I doing? Well no I know so I can spend time on what really matters.
- Spend more time with my family: My family matters, in fact they are the main reason why I do what I do and work hard towards financial independence.
- Read 12 self-improvement books: I need to constantly work on myself to improve myself. This means reading a lot (next to relaxing lecture) about ways to improve myself either personally or professionally. I’m currently reading: “The single best investment: Creating wealth by dividend growth” by Lowell Miller.
- Exercise 2-3 times a week: Next to keeping my mind sharp I need to keep my body healthy as well. Regular exercise, eating healthy and getting enough sleep are all part of this goal. I will also run at least two obstacle runs this year as well.
So here we are, my second set of goals since starting this blog. I really believe in the power of goal setting, so this will be my guide for the coming year.
Thanks a lot for taking the time to read this, its actually my longest blogpost ever :).