Investing

These are my buys for January 2019

So it’s already February! Last month went by so fast, its not even funny. This could be the sleep deprivation talking (a young baby will do that to you) but an entire month went by in the blink of an eye.

January was an interesting month as I had additional capital to spend due to a raise and a bonus from work. Both have been fully deployed into my stock portfolio.

As I have mentioned a few times on my blog (and on your blogs too) I lack(ed) exposure to the financial sector. So I decided to remedy that situation with the following purchases.

pru_logo

On 2/1/2019 I purchased 4 shares Prudential Financial @ $82,75.

ori_logo

On 2/1/2019 I purchased 20 shares Old Republic International @ $20,02.

On 22/1/2019 I purchased 30 shares Old Republic International @ $20,75.

On 24/1/2019 I purchased 17 shares Old Republic International @ $20,02.

And to top it all of, a non-financial buy to expand my existing position in this consumer staples giant:

unilever_logo

And to top it all off I also purchased 14 shares of Unilever @ €45,73

It is a lot of fun when I’m able to deploy this much capital, I wish I could to this every month! 🙂 I’m really happy with expanding my portfolio with two new companies in a new  sector together with bolstering my Unilever position.

This brings my new forward annual income to a total of €654,-

How amazing is that?!?

Investing

2018 review + Goals 2019

Sooooo here is my post about my goals for 2019. But to understand the goals of 2019 we first need to look at my goals of 2018:

My goals for 2018:

  1. Receive €200,- in dividends: My total endscore is no less then €345,25. Its safe to say that I really crushed this one 🙂 Succes!
  2. Increase dividend portfolio to €10.000: After a constructive discussion with my wife we decided to up my monthly contribution to €500. We ended the year including capital gains around €16.500,- Succes!
  3. Increase forward income to $450: With my increased capital deployment (including extra birthday buys, tax recoup buys, etc) I was able to make huge progress in this department. Currently my forward income sits at €592,- (post tax and in EUROS!) Succes!
  4. Write a blog post once a week: I posted a total of 31 messages, especially since my second child was born, free time dropped significantly. Fail!
  5. Spend less time with my phone: I started of the year great with a very nice focus, gradually during the year I started slipping back into old habits. So’m giving myself a fail for this one. Fail!
  6. Spend more time with my family: Even though I failed the previous goal I really focused more on family time this year. Multiple visits to our families out house and family-in-law. Succes!
  7. Read 12 self-improvement books: I really did my best on this one, I read the following books (if you’re interested in one, drop me a mail and I’ll gladly give you my view on it.
    1. Simon Sinek – Start with Why
    2. Simon Sinek – Leaders eat last
    3. Seth Godin – Tribes
    4. L. David Marquet – Turn the ship around
    5. The Idea-Driven Organization
    6. I’m pretty sure I read a few others but can’t remember them at this time.
  8. Exercise 2-3 times a week: All the way up to the birth of my second daughter everything went fine. After that…not so much. Still all things considered it still a pass. Succes!

All in all I think I had a pretty good year!

And now for my new and improved goals for this year.

My new goals for 2019:

  1. Receive €550 650,- in dividends: Self-explanatory, I need to step up my game with quality buys to attain this goal. In the previous year my total amount was €345,25,-
  2. Increase dividend portfolio to €28.500: Current portfolio worth is about 18k so that means I need to add at least €10.000 of fresh capital. With my new pay upgrade thanks to working my ass of at the office  I’m upping my monthly contribution to €600. Which means I need to find another €3300 of additional capital. Ofcourse I’m reinvesting all my dividends so its actually somewhat less.
  3. Increase forward income to €1000: My current forward income stands at €604. This means I have go invest at least €10.000 at 4% yield. Let’s hope for some major dividend increases to help me out here.
  4. Write a healthy amout of 40 blogposts: Less the the previous year, my life is just way to busy at the moment.
  5. Spend less time with my phone: Aiming for a 30 minutes max per day.
  6. Spend more time with my family: My family matters, in fact they are the main reason why I do what I do and work hard towards financial independence.
  7. Read 12 self-improvement books: I need to constantly work on myself to improve myself. This means reading a lot (next to relaxing lecture) about ways to improve myself either personally or professionally.
  8. Exercise 2-3 times a week: Next to keeping my mind sharp I need to keep my body healthy as well. Regular exercise, eating healthy and getting enough sleep are all part of this goal.

So here we are, my third set of goals since starting this blog. I really believe in the power of goal setting, so this will be my guide for the coming year.

Dividend Received · Investing

December 2018 dividend report

December has come and gone and it was one of the busiest I have ever had. Work & personal life all conspired to rob me of my blog time but never the less my money continued to do the work for me. You got to love this DGI road we are one!

No less then 8 companies payed out their dividends including. Strangely enough PEP (or my broker) decided to move the payout of PEP to January so that stock is missing in this report. Here are the details:

Ticker Amount (€)
INTC 1.79
PFE 6.87
UN 8.65
IBM 5.86
ADM 4.52
O 3.79
ED 4.27
VFC 2.26
QCOM 2.77
€40.78

I closed the year strong with another month over the €40 mark. Hopefully I can continue this streak but I’m expecting to dip below this mark next year one or two times in the first month of the quarter.

And the visuals keep me excited as well:

div_received_december_2018

As you know, I already achieved my dividend goal for 2018. So everything these last months is just icing on the cake. That doesn’t mean I’m not maximising everything at the moment to finish the year strong (and possibly make my extended goal of €325!).

Total dividend 2018: €345,25 (crushed my extended goal with €20,25 to spare!).
Total dividend received ever: €434,04

And now….the big moment, my YoY-comparison!

December 2017€10,93
December 2018: €40,78

Thats another amazing increase of 373,10% compared to last year! As always my results are converted from their base currency to euro and are post-tax.

I’ll be off binge-commenting on your blogs now, I would love to hear your thoughts on your month (or mine)?

 

Investing

This is my buy of December 2018 (so far)

Quick update from my side, I made a nice buy to diversify my holdings a bit and its an aristocrat to boot!

legget-platt

I purchased 16 shares of Legget & Platt (LEG) @ $39,30 and with the remainder of my capital I still had enough to buy 1 share of AT & T (T) @ $30,50.

As per usual, both stock prices continued to go down a few dollars a share but since there appears to be a general correction I won’t hold it agains Mr. Market this time 🙂

These buys, together with a few dividend increases bring my new (post-tax) forward income to…… €573,-!  With the recent volatilty a lot of new potential buys have opened up, so maybe I’ll buy end up buying some more stocks: MSFT, CTAS, CINF, T, TGT, and mamy more are on my watchlist.

I hadn’t updated my personal sheet to reflect the dividend increases of last quarter, reading them back definitely puts a smile on my face:

Pfizer (PFE) declares $0.36/share quarterly dividend, 5.9% increase from prior dividend of $0.34. Forward yield 3.3% Payable March 1; for shareholders of record Feb. 1; ex-div Jan. 31.

AT&T (T) declares $0.51/share quarterly dividend, 2% increase from prior dividend of $0.50. Forward yield 6.82% Payable Feb. 1; for shareholders of record Jan. 10; ex-div Jan. 9.

Realty Income (O) declares $0.22/share monthly dividend, 0.2% increase from prior dividend of $0.2205. Forward yield 4.0% Payable Jan. 15; for shareholders of record Jan. 2; ex-div Dec. 31.

Walt Disney (DIS) declares $0.88/share semi-annual dividend, 4.8% increase from prior dividend of $0.84. Forward yield 1.51% Payable Jan. 10; for shareholders of record Dec. 10; ex-div Dec. 7.

Hormel Foods (HRL) declares $0.21/share quarterly dividend, 12% increase from prior dividend of $0.1875. Forward yield 1.85% Payable Feb. 15; for shareholders of record Jan. 14; ex-div Jan. 11.

AbbVie (ABBV) declared a quarterly cash dividend of $0.96 per share. The cash dividend is payable Nov. 15, 2018 to stockholders of record at the close of business on Oct. 15, 2018.

Iron Mountain (IRM) declares $0.611/share quarterly dividend, 4% increase from prior dividend of $0.5875. Forward yield 7.58% Payable Jan. 3; for shareholders of record Dec. 17; ex-div Dec. 14.

V.F. Corp (VFC) declares $0.51/share quarterly dividend, 10.9% increase from prior dividend of $0.46. Forward yield 2.34% Payable Dec. 20; for shareholders of record Dec. 10; ex-div Dec. 7.

Thanks to http://dennismccain.weebly.com/dividend-increases

Dividend Received · Investing

November 2018 dividend report

So December is here and the holiday season has kicked off! Not quite Christmas yet (we have another guy in red bringing gifts before Santa on the fifth of December! :)) but the holiday spirit is defintely here. Nights are getting colder and the time for being merry is on its way. But before we kick back and relax (which I won’t because I don’t have any vacation days left so I’ll be in the office until the 30/12/2018) it’s time to look at the results for November.

No less then 8 companies payed out their dividends including newcomer TXN. Here are the details:

Ticker Amount (€)
T 11.53
GIS 3.64
OHI 6.43
HRL 1.4
ABBV 12.95
O 3.79
PG 4.26
TXN 5.7
€49.7

Thats right baby, another all-time dividend record is in the books! My second month of the quarter is always the largest and with my earlier TXN buy the month just got bigger. Lets look at the visuals:

div_received_november_2018

Although I didn’t crack the €50,- threshold (€0,30 cents darnit!) I’m liking the progress I’m seeing based on the graph alone.

As you know, I already achieved my dividend goal for 2018. So everything these last months is just icing on the cake. That doesn’t mean I’m not maximising everything at the moment to finish the year strong (and possibly make my extended goal of €325!).

Total dividend YTD 2018: €304,47 (only €20,53 to go for my extended goal people!).
Total dividend received ever: €393,26

And now….the big moment, my YoY-comparison!

November 2017€15,92.
November 2018: €49,70.

Thats another amazing increase of 312,19% compared to last year! As always my results are converted from their base currency to euro and are post-tax.

I’ll be off binge-commenting on your blogs now, I would love to hear your thoughts on your month (or mine)?

Investing

October 2018 dividend report

October has come and gone and we are already halfway through November! We had an exceptionally busy month with family, festivities, activities, buying sprees and a life changing event!

No less then 7 companies payed out their dividends including newcomer IRM. Here are the juicy details:

Ticker Amount (€)
PPL 6.91
KMB 3.70
IRM 8.70
HASI 3.62
O 3.72
CAH 4.89
CSCO 2.45
€33.99

Ending slightly below last month it is still the third highest month since I started this DGI journey.

div_received_october_2018

As you know, I already achieved my dividend goal for 2018. So everything these last months is just icing on the cake. That doesn’t mean I’m not maximising everything at the moment to finish the year strong (and possibly make my extende goal of €325!).

Total dividend YTD 2018: €254,77
Total dividend received ever: €343,56

And now….the big moment, my YoY-comparison!

October 2017€6,41.
October 2018: €33,99.

Thats another amazing increase of 530,26% compared to last year! 

I’ll be off binge-commenting on your blogs now, I would love to hear your thoughts on your month (or mine)?

Investing

These are my buys for October 2018

Short and sweet post for you all. As you know my life got turned upside down again (in a good way) last month. As a result I have somewhat less time available (understatement!) for my posts. Nevertheless the market was volatile this month and I decided to allocate some additional capital to take advantage of the recent dips.

I went on somewhat of a buying spree which resulted in the following:

Texas Instruments Logo

10/10/2018: 6 shares of Texas Instruments @ $100,90.
25/10/2018: 4 shares of Texas Instruments @ $91,60 ($9 dollars cheaper in a week!).

abbvie
25/10/2018: 3 shares of AbbVie @ $80,50.

iron_mountain
26/10/2018: 18 shares of Iron Mountain @ $30,56.

This massive buying spree added a nice boost to my forward income:

TXN: $26,18 (post-tax)
ABBV:
$9,79 (post-tax)
IRM:
$37,39 (post-tax)

So a grand total of $73,36 was added to my forward income bringing the new total to whopping 550,29 (post-tax, depending on the dollar/euro). I crossed the €500 mark and am already halfway to €600!

I just realised that, since my monthly capital to deploy is €500,-, in the next 12 months I will be able to do an additional months worth of capital deployment! How awesome is this my dear readers?

Personal

Life changes

My previous blog post is officially the most commented blogpost ever with 20 readers commenting on my monthly results. That is just awesome, so a big thanks to all of you!

Unfortunately it has been a bit quiet on the blog with regards to new posts in October. This (ofcourse) has a reason and that reason is that I became a dad for the second (and final) time! Not the best financial investment one can make but I’m pretty sure I will have a nice ROI over the coming years in non-financial terms. 🙂

itsagirl

So its all about diapers and sleep deprivation for me at the moment here but thankfully Mrs. Robot, Lil’Bot and BabyBot are doing just fine.

Investing

September 2018 dividend report

Aaaaaaand POOF another month gone. The relativity of time never ceases to amaze me. Happy moments seem to flash by while boring moments seem to stretch to infinity. Whatever my personal experience with time is, I can always count on my dividends to roll in during the month.

No less then 9 companies payed me past month. See the breakdown below:

Date Ticker Amount (€)
05/09/2018 UN 3.98
05/09/2018 INTC 1.75
05/09/2018 PFE 6.7
07/09/2018 ADM 4.43
10/09/2018 IBM 2.3
16/09/2018 O 3.69
17/09/2018 ED 4.15
21/07/2018 VFC 1.99
26/09/2018 QCOM 2.71
26/09/2018 PEP 3.39
€35.09

Yeah baby! Although not has high as the monster haul of last month it stills kicks ass!

So this means my progress so far this year is still trending upwards:

div_received_september_2018

And as for my 2018 dividend goal is concerned…it has been smashed! In the beginning of the year I wanted to receive €200,- in dividend income. With September totals tallied up I reached €220,78. So my new goal is to use every resource I have to blow my original goal even further away. Educated guess with a quarter left is that I can expect maybe another €90-100 in dividend income, so maybe I’ll reach for the €325 this year! Theoretically possible with a well timed buy (or buys) to get extra dividends in the last quarter.

Total dividend YTD 2018: €220,78.
Total dividend received ever: €309,93.

And now….the big moment, my YoY-comparison!

September 2017€8,56.
September 2018: €35,09.

Thats another amazing increase of 409,93% compared to last year! 

I’ll be off binge-commenting on your blogs now, I would love to hear your thoughts on your month (or mine)?

Personal

Quid pro quo Clarice, yes or no?

It has been a great ride so far in DGI community since I joined you all last february in the blogosphere.

I’m not really new to blogging or maintaining a website for that matter. I see a lot of parallels to previous websites or communities that I have maintained. The primary being the interaction with my audience, that means you people reading this right now!

I really believe that connecting with you via this blog or commenting on your blogs is something valuable and energizing for me. I truly feel I get to know you all by visiting your sites and interacting with you. During the good times, bad times and everything in between.

Quid pro quo is a Latin phrase that literally means “something for something,” or “this for that.” We use the phrase to signify an exchange of goods, services, favors, or any other kind of value. When we’re talking about multiple exchanges, we can say quid pro quos (source).

Other then the movie from which I derived the title of this blog (bonus points if you get it!) I think this also applies to blogging. I find it only natural to visit the blogs of all people who comment on my blog. If you take the time to read my words and interact with me, it makes sense to invest (pun intended) some time on your blog as well. It’s a great way to get to know each other and has helped me tremendously in learning more about dividend growth investing.

I find it sometimes hard (or maybe weird) that it isn’t natural behaviour for other bloggers. A few blogs I visit frequently and post regularly do not return the favor. No quid pro quo if you will. Ofcourse it’s not something obligatory and no rights can be claimed, heck I’m not even forced to write my comments. I still do ofcourse because I love the interaction it brings. As time goes I do however feel less motivated to comment on blogs that think of it as a one way street.

corleone(source)

Thankfully there are a lot of great people and accompanying blogs out there. You know who you are! Tom from DividendsDiversify for example or ED from Engineering Dividends. The same goes for Bert and Lanny from DividendDiplomats or DivvyDad. Jordan comes to mind, just like DutchIndepence and Dividend Portfolio and BrokeInvestor. I shouldn’t forget DividendDaze or Reverse The Crush, RoadRunner or TallInvesting and I probably forgot a few others. I really miss Mr. ATM’s comments, he has taken an hiatus from blogging altogether.

So far I haven’t reached my saturation point and I’ll continue to reply to each and everyone of you AND keep commenting away on your blogs. If that (ever) changes I’ll let you know. If you are a regular visitor here and you don’t comment, now is the time to start! Let me know what you think or if you have other ideas on what I should write about please let me know as well.