Investing

These are my buys for October 2018

Short and sweet post for you all. As you know my life got turned upside down again (in a good way) last month. As a result I have somewhat less time available (understatement!) for my posts. Nevertheless the market was volatile this month and I decided to allocate some additional capital to take advantage of the recent dips.

I went on somewhat of a buying spree which resulted in the following:

Texas Instruments Logo

10/10/2018: 6 shares of Texas Instruments @ $100,90.
25/10/2018: 4 shares of Texas Instruments @ $91,60 ($9 dollars cheaper in a week!).

abbvie
25/10/2018: 3 shares of AbbVie @ $80,50.

iron_mountain
26/10/2018: 18 shares of Iron Mountain @ $30,56.

This massive buying spree added a nice boost to my forward income:

TXN: $26,18 (post-tax)
ABBV:
$9,79 (post-tax)
IRM:
$37,39 (post-tax)

So a grand total of $73,36 was added to my forward income bringing the new total to whopping 550,29 (post-tax, depending on the dollar/euro). I crossed the €500 mark and am already halfway to €600!

I just realised that, since my monthly capital to deploy is €500,-, in the next 12 months I will be able to do an additional months worth of capital deployment! How awesome is this my dear readers?

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Personal

Life changes

My previous blog post is officially the most commented blogpost ever with 20 readers commenting on my monthly results. That is just awesome, so a big thanks to all of you!

Unfortunately it has been a bit quiet on the blog with regards to new posts in October. This (ofcourse) has a reason and that reason is that I became a dad for the second (and final) time! Not the best financial investment one can make but I’m pretty sure I will have a nice ROI over the coming years in non-financial terms. 🙂

itsagirl

So its all about diapers and sleep deprivation for me at the moment here but thankfully Mrs. Robot, Lil’Bot and BabyBot are doing just fine.

Investing

September 2018 dividend report

Aaaaaaand POOF another month gone. The relativity of time never ceases to amaze me. Happy moments seem to flash by while boring moments seem to stretch to infinity. Whatever my personal experience with time is, I can always count on my dividends to roll in during the month.

No less then 9 companies payed me past month. See the breakdown below:

Date Ticker Amount (€)
05/09/2018 UN 3.98
05/09/2018 INTC 1.75
05/09/2018 PFE 6.7
07/09/2018 ADM 4.43
10/09/2018 IBM 2.3
16/09/2018 O 3.69
17/09/2018 ED 4.15
21/07/2018 VFC 1.99
26/09/2018 QCOM 2.71
26/09/2018 PEP 3.39
€35.09

Yeah baby! Although not has high as the monster haul of last month it stills kicks ass!

So this means my progress so far this year is still trending upwards:

div_received_september_2018

And as for my 2018 dividend goal is concerned…it has been smashed! In the beginning of the year I wanted to receive €200,- in dividend income. With September totals tallied up I reached €220,78. So my new goal is to use every resource I have to blow my original goal even further away. Educated guess with a quarter left is that I can expect maybe another €90-100 in dividend income, so maybe I’ll reach for the €325 this year! Theoretically possible with a well timed buy (or buys) to get extra dividends in the last quarter.

Total dividend YTD 2018: €220,78.
Total dividend received ever: €309,93.

And now….the big moment, my YoY-comparison!

September 2017€8,56.
September 2018: €35,09.

Thats another amazing increase of 409,93% compared to last year! 

I’ll be off binge-commenting on your blogs now, I would love to hear your thoughts on your month (or mine)?

Personal

Quid pro quo Clarice, yes or no?

It has been a great ride so far in DGI community since I joined you all last february in the blogosphere.

I’m not really new to blogging or maintaining a website for that matter. I see a lot of parallels to previous websites or communities that I have maintained. The primary being the interaction with my audience, that means you people reading this right now!

I really believe that connecting with you via this blog or commenting on your blogs is something valuable and energizing for me. I truly feel I get to know you all by visiting your sites and interacting with you. During the good times, bad times and everything in between.

Quid pro quo is a Latin phrase that literally means “something for something,” or “this for that.” We use the phrase to signify an exchange of goods, services, favors, or any other kind of value. When we’re talking about multiple exchanges, we can say quid pro quos (source).

Other then the movie from which I derived the title of this blog (bonus points if you get it!) I think this also applies to blogging. I find it only natural to visit the blogs of all people who comment on my blog. If you take the time to read my words and interact with me, it makes sense to invest (pun intended) some time on your blog as well. It’s a great way to get to know each other and has helped me tremendously in learning more about dividend growth investing.

I find it sometimes hard (or maybe weird) that it isn’t natural behaviour for other bloggers. A few blogs I visit frequently and post regularly do not return the favor. No quid pro quo if you will. Ofcourse it’s not something obligatory and no rights can be claimed, heck I’m not even forced to write my comments. I still do ofcourse because I love the interaction it brings. As time goes I do however feel less motivated to comment on blogs that think of it as a one way street.

corleone(source)

Thankfully there are a lot of great people and accompanying blogs out there. You know who you are! Tom from DividendsDiversify for example or ED from Engineering Dividends. The same goes for Bert and Lanny from DividendDiplomats or DivvyDad. Jordan comes to mind, just like DutchIndepence and Dividend Portfolio and BrokeInvestor. I shouldn’t forget DividendDaze or Reverse The Crush, RoadRunner or TallInvesting and I probably forgot a few others. I really miss Mr. ATM’s comments, he has taken an hiatus from blogging altogether.

So far I haven’t reached my saturation point and I’ll continue to reply to each and everyone of you AND keep commenting away on your blogs. If that (ever) changes I’ll let you know. If you are a regular visitor here and you don’t comment, now is the time to start! Let me know what you think or if you have other ideas on what I should write about please let me know as well.

Investing

This is my extra-extra large buy for September 2018

As you (probably) know I didn’t make any buys last month. Which means there is extra capital available for this month! 🙂

Combine that with my birthday and I have a total amount of about €1400 to deploy as I see fit. In the past months I have been aggressively opening up new positions and only expanding on a few occasions (namely T).

This month I decided to only buy existing positions:

ibmlogo

I added (and more then doubled) to my position in IBM (IBM) by buying 3 shares @ $145,40. See my previous rationale here.

unilever_logo

I added to my position in Unilever (UNA) by buying 14 shares @ €47.60. See my previous rationale here.

cah_logo

I added to my position in Cardinal Health (CAH) by buying 9 shares @ $52,35. See my previous rationale here.

iron_mountain

I added to my position in Iron Mountain (IRM) by buying 4 shares @ $35,32. See my previous rationale here.

These four (!) buys provide a significant boost to my forward income bringing the total to $569,06. Can you believe it guys and gals, I’m almost at the $600 threshold in forward income! Taking into account the current exchange rate that makes about €487,31!

What about you dear reader, have you made any interesting purchases lately?

Investing

August 2018 Dividend Report

(*8/9/2018: Thanks to Dividend Daze who pointed out I had overwritten my July month in my graph, I realised that also my YTD and total overall are wrong so I updated them as well as the graph. Even more positive now! :))

Aaaaaand another month gone! Poof, just like that. I find myself sounding like a broken record but the months are flying by at mach 3.

I celebrated my birthday the past weekend and am officially closer to 40 then 30. Not that it bothers me in the least but with the birthday money I can buy some additional stocks 🙂

The sharp observers among you may have noticed that there was no monthly buy post in August. In the free time I had I wasn’t able to make a choice in which stock(s) I was to purchase. So when August ran out of days I decided to make an extra-including-birthday-money-extra large buy in September.

But that’s something for another post, let’s focus on the dividends received for August and boy do I have some news for you!

No less then 7 companies payed me past month. See the breakdown below:

Date Ticker Shares Amount (€)
01/08/2018 T 31 11.28
02/08/2018 GIS 10 3.58
15/08/2018 OHI 13 6.41
15/08/2018 HRL 10 1.4
15/08/2018 ABBV 19 12.94
15/08/2018 O 23 3.78
15/08/2018 PG 8 4.3
€43,69

You have read that right, a whopping €43,69 (!) has been payed out to my account. I blew completely past the €3x range and straight into the €4x range! Ofcourse this is not my new average monthly total (I wish!) but its great to see these kind of amounts hitting my account every quarter from now on. Mainly due to my two largest positions at the moment: T & ABBV.

This monster haul is my largest ever!

So this means my progress so far this year is still coming along nicely (check out the new scaling!):

div_received_august_2018

 

And so far so good on my 2018 goals:

div_received_august_goal_2018

 

Total dividend YTD 2018: €185,69.
Total dividend received ever: €274,84.

And now….the big moment, my YoY-comparison!

August 2017: €12,26.
August 2018: €43,69.

Thats another amazing increase of 356,36% compared to last year! 

I’ll be off binge-commenting (thanks Tom for that one) on your blogs now, I would love to hear your thoughts on your month (or mine)?

Personal

Working on myself: A story of two wolves

So I’ve been working on myself lately. In other blogs of mine or comments on your blogs I’ve mentioned that I don’t react to change very well. Like not at all. Be it something I changed myself or that circumstances changed for me, I don’t handle it well. I’ve been known to criple myself mentally by focussing on all the negative aspects of said change.

Which means that I keep envisioning negative things and as a results my outlook becomes more negative. A vicious cycle that only spirals downward and that my friends, doesn’t help anyone. I know and realise this but I find it really difficult to snap out of it.

I’ve been discussing this with my brother (from another mother since I’m an only child 🙂 ) and he pointed me towards a beautiful parable which hit home pretty hard. It just makes a lot of sense to me personally. Maybe someone reading this who is facing similar issues can find something within it. I know it did for me:

An old Cherokee is teaching his grandson about life. “A fight is going on inside me,” he said to the boy. “It is a terrible fight and it is between two wolves. One is evil – he is anger, envy, sorrow, regret, greed, arrogance, self-pity, guilt, resentment, inferiority, lies, false pride, superiority, and ego.”

He continued, “The other is good – he is joy, peace, love, hope, serenity, humility, kindness, benevolence, empathy, generosity, truth, compassion, and faith. The same fight is going on inside you – and inside every other person, too.”

The grandson thought about it for a minute and then asked his grandfather, “Which wolf will win?”

The old Cherokee simply replied, “The one you feed.”

This simple story really made sense to me. And lets face it change is the only constant in life. You can’t become better if you don’t change from the person you are now to the person who you are meant (or want) to be. A change in your circumstances does not equate something negative. We need to embrace change as an inherently good thing, even if thats does not seem apparant at first. Feed the right wolf my friends.

Thank you for your time reading this and I hope it is of some use to you as it was to me.

(credit to where I read it first: here)
(credit photo: Unknown, found it on here.