Investing · Personal

2020 year-end review and thanks

When I checked my Goals page I realised that I haven’t updated that page in a while, it was still in Dutch! So that means it has been collecting some virtual dust for quite some time. I have since remedied that and updated it not only to English but also to incorporate every goal and result of the past years!

I also found out that even though I did set goals for 2020, I never actually posted them here. It must have slipped my mind at the beginning of the year. But do not worry! I did write them down somewhere and I’m still able to share them with you:

  • Receive €1500,- in dividend: The last dividends are yet to come into my bank account, but I already know that I won’t be making this goal. I did come close however! How close? You’ll find out in my December dividend report in early January.
  • Increase forward income to €1500: With all our extra finances going towards buying the land beneath our house (skipping the need for a mortgage) there was only our monthly deposits. Together with the devaluation of the dollar in 2020 we ended the year on €1400,- post-tax. Inching forward and the lack of significant progress is a bit frustrating sometimes.
  • Side-hustle €500: I think I totalled on €35,- so I need to step up my game here.
  • Save €7500 towards downpayment of our mortgage: We payed off an extra €1105 this year. The rest went to buying our land,
  • Write a 30 blogposts: Nope, 16 in total.
  • Spend less time with my phone (30 min/day): Essentially the same as last year, off to a great start and some succes in between but I still average an hour + everyday. Thats at least 365 hours of screentime this year. Granted some of it was work-related but thats maybe a few hours.
  • Spend more time with my family: Well with the different variations of lockdown here In The Netherlands this was a pretty easy goal to reach 🙂
  • Read 6 self-improvement books: I’ve read the following books: The Infinite Game (Sinek), Ladder der Leiderschap (De Bondt), Never Split the Difference (Voss), The Culture Code (Coyle), Politieke Intelligentie (van Oosterhout) and working on Handboek Teamcoaching (Vroemen).
  • Exercise 2-3 times a week: This is a succes, granted the last two months of the year I failed miserably due to some illness but the rest of the year was great!
  • Start with meditation: I’ve only recently started in November, so its definitely a work in progress.

All in all I’m pretty happy with my results for the year, especially considering it was during a global pandemic.

As much as I’m on this (FIRE) path for myself and my family, I use this blog as a way to document my journey and keep myself accountable. But truth be told, I never would have kept publishing reports if not for you, my readers. So here is a big shot out to my regular commenters of the past year(s):

Paul from Engineering Dividends
Bert & Lanny from Dividend Diplomats
Broke Investor
DeKleineKapitalist (Dutch)
DeKleineDividendBelegger (Dutch) (Dutch)
Mr. Groeigeld (Dutch)
PolliesDividend (inactive)
My Dividend Dynasty
Jordan from
Tom from DividendsDiversify
Keith from DivHut
Bob from TawCan
DAH from DividendsAndHobbies

Thank you all for your support, inspiration and motivation and a happy New Year!

12 thoughts on “2020 year-end review and thanks

  1. Dank voor vermelding.

    Ondertussen, samen met dekleine kapitalist, zie ik ons als de 3 musketiers met een vergelijkbare beleggingsstijl.

    Ook waardeer ik het zeer dat je regelmatig berichten achter laat op mijn blog. Werkt als benzine voor de sneeuwbal.

    Mooi jaar heb je in 2020 maar 2021 gaat nog mooier worden.


    Liked by 1 person

  2. Congrats on your goals, Mr. Robot! Sounds like you did well overall. Thanks for the shout-out! I look forward your dividend income updates this year. 🙂


  3. Ontzettend leuke website en de grafiekjes van maandelijks dividend zijn erg herkenbaar. Ik zit denk ik op ongeveer hetzelfde punt met 2000+ euro dividend dit jaar.
    Wat ik me afvraag is hoe je je 10 jaar doel stelt. Zeker bij dividend beleggen is het belangrijk om het grotere plaatje in de gaten te houden.

    Liked by 1 person

    1. Hoi Erwin, dank voor je bezoek en je reactie! Op basis van jouw bericht loop je toch nog wel een 25% op mij voor qua jaarlijks ontvangen totaal. Toen ik deze blog startte leek mij een 10-jarige periode een lange maar behapbare periode om mijn einddoel voor elkaar te krijgen. Ik merk dat het met invloeden van de markt, gebeurtenissen in je leven en op je werk het heel moeilijk is om een dergelijke berekening te maken.

      Als gezin doen we een mix van sparen, afbetalen en investeren en die drie hebben allemaal invloed op elkaar wat ook de berekening weer raakt. Ik heb er voor gekozen om gewoon met jaarlijkse doelen te werken en deze elk jaar opnieuw te herijken en tegen het grote plaatje aan te houden van de andere cijfers.


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